Term Insurance

Term insurance is usually recommended if your family needs financial protection for a specific period of time, whether it's one, five, ten or even twenty years. Term insurance helps cover needs that will disappear over time, such as a mortgage or college expenses. It also is recommended for families that need a large amount of life insurance protection and are on a limited budget, since term insurance premiums can be less expensive than other types of life insurance.

Features:

• Protection
  Provides a non-taxable death benefit which is paid directly to your beneficiary.
• Affordability
  Less expensive premiums that focus on basic coverage for your specific needs.
• Choice
  Provides protection for a specific period of time, usually from ten to 30 years.

Frequently Asked Questions
Glossary of Terms