• Variable Annuities

  • Variable annuities offer access to investment portfolios

    Variable annuities offer many advantages for retirement savers, including the potential for earnings that are higher than other types of annuities; although, this comes with increased risk. Variable annuities are typically purchased to pay out in the future giving the investment options in the annuity the chance to grow tax-deferred.

  • Benefits of variable annuities

  • Funding Options

    Funding Options

    A variable annuity can be purchased with a one-time payment or with a series of payments based on your need and terms of the annuity contract.

  • A Variety of Investment Options

    A Variety of Investment Options

    Earnings in a variable annuity are based on performance of investment subaccounts that range from stocks and bonds to equity and money market funds.

  • Guaranteed Death Benefit Available

    Guaranteed Death Benefit Available

    Variable annuities offer the option to select a guaranteed death benefit, for an additional cost, to ensure your beneficiaries will have a minimum payout even if the annuity loses value.

  • Opportunity for Tax-Deferred Growth

    Opportunity for Tax-Deferred Growth

    A variable annuity can grow your retirement savings tax-deferred. You’ll pay taxes when you receive the money as income.

  • Options to Guarantee Income for Life

    Options to Guarantee Income for Life

    As with other annuities, you can typically structure payments to guarantee you won’t outlive this income stream.

  • What makes variable annuities from Protective different?

    At Protective, we offer ways to grow and save for retirement income while addressing the potential for losses during down markets.

  • Protective Life offers a wide variety of annuities to meet your needs. To learn more about available annuity options, call 1-800-833-8991. For more information on annuities, visit our learning center.

  • How variable annuities work?

    Variable annuities are a type of deferred annuity, which means that the money invested is intended to grow for a while before it begins to provide any payout. While they offer the potential for greater earnings compared to other types of annuities, variable annuities also come with greater investment risk. So investors need to understand their goals and risk tolerance as they decide whether a variable annuity is right for them.

  • See how variable annuities work

  • See if a variable annuity may be the right option for you


    • Are you willing to accept greater risk for the potential for greater growth?
    • Do you want more variety in your investment and retirement plans?
    • Are you looking for options to guarantee an income stream you can't outlive?
  • Get a retirement annuity with Protective Life

  • Protective Life offers a wide variety of annuities to meet your needs. To learn more about available annuity options, call 1-800-833-8991. For more information on annuities, visit our learning center.

  • The Learning Center can help you get smart about retirement annuity options

  • What is an annuity?

    Need more info about annuities? We can help.
    Read More.

  • 3 tips for selecting an annuity

    Choosing an annuity is easier when you know what to look for.
    Read More

  • 7 annuity payment options

    Make sure you understand how you can fund an annuity.
    Read More.