• Life Insurance

    Your Family: Protected

  • Life Insurance Options

    Life insurance provides many options to protect your family and finances, making it easier to find the right balance of affordability, flexibility and protection.

    Whatever your needs, we’ve got you covered.

  • Universal Life (UL)

    Premium: Flexible

    Coverage: Up to your lifetime

    Death Benefit: Guaranteed, provided premiums timely paid in full and no loans or withdrawals

    Cash Value Account: Yes

    Cash Value Growth: Potential growth, depending on current rates

    Potential to Grow Death Benefit: Yes, depending on chosen option and cash value performance

    Policy Loans Allowed: Yes


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    Premium: Flexible options

    Coverage: 10 to 30 year initial level coverage periods available, with several choices for lifetime continuing coverage after initial period

    Death Benefit: Guaranteed, provided premiums timely paid in full and no loans or withdrawals

    Cash Value Account: Yes

    Cash Value Growth: Limited, not recommended for cash value growth potential

    Potential to Grow Death Benefit: N/A

    Policy Loans Allowed: Yes, but limited cash value growth makes loans unlikely


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    Premium: Flexible

    Coverage: For life

    Death Benefit: May be guaranteed, depending on policy

    Cash Value Account: Yes

    Cash Value Growth: Not guaranteed, invested in professionally managed investment funds

    Potential to Grow Death Benefit: Yes, depending on performance of cash value account

    Policy Loans Allowed: Yes


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    Premium: Flexible

    Coverage: Covers two people, benefit pays out after death of second person

    Death Benefit: Guaranteed, provided premiums timely paid in full and no loans or withdrawals

    Cash Value Account: Yes

    Cash Value Growth: Not guaranteed, depends on premiums paid and interest rates credited

    Potential to Grow Death Benefit: N/A

    Policy Loans Allowed: Yes


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  • Affordable life insurance and more.

    Life insurance is an important part of making sure you and your family are protected financially. Protective Life believes that means more than simply providing you with a great life insurance rate. Our life insurance policies offer a variety of powerful benefits and riders for even greater protection and flexibility. Additionally, our universal life policies include a cash value account, making your life insurance policy a powerful financial tool, particularly in your retirement years.
    Protect your business.
    Many Protective Life policies can be extended so they help protect the business you’ve worked to build. Call us to learn how we can help protect your partners and heirs.
    Here’s to the next 100 years.
    We’ve been helping people protect their families for more than 100 years, so you can feel confident that we’ll be there to take care of yours. Our financial stability consistently receives solid marks from the nation’s most respected ratings agencies. View our latest ratings.
    Creating your plan.
    Protective’s experienced agents will help you create a life insurance plan that works for you by taking the time to understand your unique situation. You’ll rest easy knowing you’ve got the right coverage. To find a licensed Protective Life agent or get a free life insurance quote, call 1-844-733-5433, Monday through Friday, 8 a.m. to 10 p.m. EST and Saturday 10 a.m. to 2 p.m. EST, or visit our quote engine.