• Important Privacy Choices for Consumers

    Protective Life and Annuity Insurance Company
    P.O. Box 2606
    Birmingham, AL 35202
     

    Effective February 4, 2013

    Protecting the privacy of information about our customers is important. This notice tells you how we treat information about our customers. We treat information about our former customers the same as we treat information about our current customers. We do not sell information about our customers. 

    We get most of the information we need from customer applications and other forms. If a customer authorizes it, we may get information from other sources. For example, when a person applies for life insurance we may ask for permission to get information from

    • Insurance support organizations such as the Medical Information Bureau 
    • Consumer reporting agencies

    We also get information as we process customer transactions. The information we may have includes:

    Identifying Information such as

    • Name
    • Address
    • Telephone Number
    • Demographic Data

    Financial Information such as

    • Credit History
    • Income
    • Assets
    • Other Insurance Products

    Health Information such as

    • Medical history
    • Other factors affecting insurability

    We use the information for business and marketing purposes, such as

    • Processing applications, claims and transactions 
    • Servicing your business 
    • Offering you other products and services

    We share the information with affiliates and others who provide services to help us process or administer our business. For example, we may share information with others who:

    • Print our customer statements
    • Help us underwrite life insurance applications
    • Help us process claims
    • Conduct surveys, analyze information, or help us market our own products to you

    RESTRICT INFORMATION SHARING WITH COMPANIES WE OWN OR CONTROL (AFFILIATES) AND RESTRICT INFORMATION SHARING WITH OTHER COMPANIES WE DO BUSINESS WITH TO PROVIDE FINANCIAL PRODUCTS AND SERVICES

    Unless you opt out, our affiliates (including the list below) may use the information we share with them to market to you. We may also share information with other companies so that we can jointly market a product or service to you.

    You can opt out by calling the toll-free number 1-855-907-6137. Even if you don't opt out, your information will not be sold to third parties for marketing purposes.


    ADDITIONAL INFORMATION
    We will not share information with anyone else unless we have your permission, or we are allowed or required by law to disclose it.

    We maintain physical, electronic and procedural safeguards to protect it. Access to customer information is limited to people who need access to it in order to do their jobs.

    We require that our service providers limit their use of the information we share and keep it confidential.

    You should know that your insurance sales agent is independent. The use and security of information an agent gets is his or her responsibility. Please contact your agent if you have questions about his or her privacy policy.

    We have the right to change our Privacy Policy. If we make a material change to our Privacy Policy, we will notify you before we put it into effect.


    CONTACT INFORMATION
    If you have questions about our privacy policy, please call us at 1-855-907-6137 or write us at:

    Protective Life and Annuity Insurance Company
    P.O. Box 2606
    Birmingham, Alabama 35202

     

    Protective Life Insurance Company
    West Coast Life Insurance Company
    Protective Life and Annuity Insurance Co.
    ProEquities, Inc.
    First Protective Insurance Group, Inc.
    Lyndon Property Insurance Company
     
    Western Diversified Services, Inc.
    The Advantage Warranty Corporation
    First Protection Corporation
    Protective Administrative Services, Inc.
    Western General Dealer Services, Inc.
    First Protection Corporation of Florida
     
    National Warranty of Florida, Inc.
    Western General Warranty Corporation
    Western General Warranty, Inc.
    Lyndon-DFS Administrative Services Inc.
    Acceleration National Service Corporation
    Warranty Business Services Corporation
     

     

    PLAIC Privacy Notice 1-2013