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Protective Secure Saver Fixed Annuity

Peace of mind for conservative investors seeking asset protection. The Protective® Secure Saver Fixed Annuity may be the right choice for clients who want to protect principal and reliably accumulate assets that can be withdrawn as income in retirement.
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Why Protective Secure Saver Fixed Annuity?

Find out how Protective Secure Saver Fixed Annuity protects your clients’ retirement.
Guaranteed rate options
Guaranteed 5- and 7-year rates allow clients to safely grow and preserve assets according to their needs.
Access to funds in critical situations

For terminal illness, unemployment or a nursing home stay for owner or spouse.*

Penalty-free access

Withdraw 10% of the contract value annually with no withdrawal charges.**

*Assumes all qualifications are met, may not be available in all states, and state variations may apply.
**Withdrawals may be subject to income tax and if taken prior to age 59½ , an additional 10% tax penalty may apply.
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Learn more

Secure Saver offers flexible options to suit your clients’ needs.
Rate term & lock options

Earn a fixed rate for 5 or 7 years. Lock in rates for 60 days for Section 1035 exchanges, direct rollovers, qualified transfers and maturing CDs.

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Bonus potential

Owners may earn a 2% bonus based on contract value when income payments begin (if after 10th anniversary of contract effective date and annuity income payment option is for life with 10 years or more).

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Multiple income options

Multiple annuity income payment options available, from lifetime income to specific term. Consider the options that may work for your clients.

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Ready to work with us?

The first step to doing business with Protective is getting appointed. Learn about our simple, three-step process.
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Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

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For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.


All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax-related decisions.

Annuities are long-term insurance contracts intended for retirement planning.

The Protective Secure Saver fixed annuity is a fixed, limited flexible-premium deferred annuity contract, issued under policy form series LDA-P-2012. The Protective Secure Saver fixed annuity is issued by Protective Life Insurance Company, located in Nashville, TN. Policy form numbers, product availability and product features may vary by state.

Protective is a registered trademark of Protective Life Insurance Company and Secure Saver is a trademark of Protective Life Insurance Company.