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Investors Benefit Advisory

Designed to deliver value to Investment Advisor Representatives and their clients.
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Investment and income flexibility in a cost-efficient solution.

The Protective Investors Benefit Advisory Variable Annuity is a fee-based solution that can help you customize a financial plan to meet your clients’ unique retirement needs, including tax-deferred growth, investment diversification, lifetime retirement income and legacy protection.
Powerful tax deferral
Protective Investors Benefit Advisory helps grow assets tax deferred, which could allow your clients to accumulate wealth faster.
Competitively priced
Protective Investors Benefit Advisory offers some of the lowest fees in the industry, and our heavy focus on institutionally priced investments helps keep costs under control.
Quality investment options
This product offers a diverse mix of quality investment options from leading fund managers with multiple allocation approaches so clients can build a diversified variable annuity portfolio.
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Why Protective Investors Benefit Advisory Variable Annuity?

Find out how this customizable solution meets a variety of retirement needs.
Automated billing
Our Advisory Fee Deduction Program makes it easy to incorporate the Protective Investors Benefit Advisory into your business.
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Flexible investment options
Clients can choose from a variety of quality investment options and investment programs, including model portfolios or your own blend of investment options.
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Guaranteed income for life
Protective Investors Benefit Advisory offers an optional protected lifetime income benefit for an additional fee, designed to create an income stream for life.
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Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.


Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Protective Life does not offer or provide investment, fiduciary, financial, legal or tax advice or act in a fiduciary capacity for any client. Please consult with your investment advisor, attorney or tax advisor as needed.

Protective Investors Benefit Advisory is a flexible premium deferred variable and fixed annuity contract issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006-500 (PLAIC). SecurePay Pro benefits provided by rider form series VDA-P-6057 (PLICO) and VDA-A-6057 (PLAIC). Product availability and features may vary by state. Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protective lifetime income benefit, advisory fees and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options.

Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.