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Term life coverage that's hard to beat

We're lowering rates across the board on our Protective® Classic Choice Term.


Not only are we committed to maintaining competitive pricing, but with our fast processing times and 35- and 40-year term periods, you'll turn to this solution time and time again for your clients' term coverage needs.

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Flexible and fast

With more term options including longer-term periods, more flexibility and faster technology, Protective's making our short-term business easier and more innovative.

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See how competitive we are

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Added value for your clients, and you

Protective Classic Choice Term offers a full range of term periods, including 35- and 40-year coverage options, that can help you build and maintain longer-lasting customer relationships. This solution’s straightforward design makes it easy for clients to understand. And our automated processes get you from submission to commission up to 40 days faster.

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Short-term coverage for your long-term success
Short-term coverage for your long-term success

Watch this video to see how Protective Life's short-term solutions can lead to your long-term business success.

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More solutions and capabilities to help grow your business

Protective Custom Choice℠ UL
Protective Custom Choice UL is a universal life policy designed for clients seeking affordable short- or long-term coverage and flexible features.
Learn more
Protective® Lifetime Assurance UL
Protective Lifetime Assurance UL is a guaranteed universal life policy designed for clients seeking flexible death benefit protection at a predictable and affordable price.
Learn more
Protective Velocity
Our suite of digital capabilities allows you to accelerate the process of identifying, quoting, underwriting and maintaining a life insurance policy.
Learn more

Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

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For Financial Professional Use Only. Not for Use With Consumers.


Protective refers to Protective Life Insurance Company (PLICO).


Protective Classic Choice (TL-21) is a term life insurance policy issued by Protective Life Insurance Company, located in Nashville, TN. Policy form numbers, product features, and availability may vary by state. Consult the policy benefits, riders, limitations, and exclusions. Subject to underwriting. Up to two-year contestable and suicide period. Benefits adjusted for misstatement of age and sex. In Montana, unisex rates apply. All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company.


Protective is a registered trademark and Classic Choice is a trademark of Protective Life Insurance Company.

 

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.