Skip to Content
Woman writes notes in a notebook while browsing on a laptop
Orange shield with checkmark icon

Variable universal life

Protective Life’s variable universal life solutions offer protection as well as flexibility to fit a variety of long-term needs. Variable universal life insurance is a permanent, flexible life insurance product that offers both a death benefit and cash value growth potential.
 
Investment options
Blends protection and flexibility while offering access to investment options.
Tax-deferred growth
Offers long-term opportunity for tax-deferred accumulation of cash value.
Versatile
Caters to a variety of financial planning purposes, both personal and business related.
thumbnail illustrating video explaining how life insurance works for consumers.
Life insurance 101
Share the benefits of life insurance with this consumer-approved video. Select video image to watch and share now.
Understanding life insurance guide
This consumer-approved brochure gives your clients a brief overview of the different types of life insurance available. 
Two young financial advisors reviewing illustrations.
Young couple reviewing the life insurance options with their advisor.
Life insurance numbers to know
This infographic outlines several facts clients should keep in mind when considering life insurance.
An ideal blend of life insurance
See how blending a short-term solution with a VUL policy can provide clients with maximum protection 
Young financial advisor reviewing life insurance option with a couple.
Icon illustrating several slide bars indicating flexible options

Explore customizable materials to share with your clients

Protective makes it easy to custom brand educational materials to share with your clients. Explore our library of brochures, videos and educational materials on permanent life insurance solutions and help your clients identify the product that best meets their needs.
Icon of hand holding shield

Variable universal life products

Variable universal life insurance offers a permanent life insurance benefit and flexibility to meet your client’s retirement needs.
Woman looks at information on a tablet in an office setting
Protective Strategic Objectives II VUL
Looking for a solution aimed at maximizing the long-term cash value accumulation potential to supplement income?
Orange seal with check mark

Next steps

Get appointed
The first step to doing business with Protective is getting appointed. It’s a simple process.
Still have questions?
For more than 100 years, we’ve helped families protect their financial futures through affordable insurance, asset protection and retirement solutions.

For financial professional use only. Not for use with consumers.

 

Variable universal life insurance policies issued by Protective Life Insurance Company (PLICO). Securities offered by Investment Distributors, Inc. (IDI), the principal underwriter for registered products issued by PLICO, its affiliate. PLICO is located in Brentwood,TN; IDI is located in Birmingham, AL.

Variable universal life insurance involves the risks of investing in stocks, bonds and other securities; market, interest rate and credit risk; and, loss of principle. If the investment performance of underlying investments is poorer than expected (or if sufficient premiums are not paid), the policy may lapse or not accumulate sufficient value to fund the intended application.

Investments in variable universal life insurance policies are subject to fees and charges from both the insurance company and the managers of underlying investments. Loans and withdrawals may negatively impact policy value, investment performance, death benefit, and any Lapse Protection.

Variable universal life insurance policy issued under policy form number ICC19-V15/VUL-15 9-19 and state variations thereof. Product features and availability may vary by state.

Investors should carefully consider the investment objectives, risks, charges and expenses of Protective Strategic Objectives II Variable Universal Life insurance and its underlying investment options before investing. This and other information is contained in the prospectus for Protective Strategic Objectives II Variable Universal Life and its underlying investment options. Investorsshould read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.