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Single payment whole life insurance

A single payment whole life product offers a guaranteed death benefit larger than the single payment, making it a great solution for wealth transfer. The simple application process requires just four medical questions and provides a decision in just 10 minutes. 
Guaranteed death benefit
Ideal solution for wealth transfer that provides a guaranteed death benefit.
Tax-deferred growth
With single premium whole life, cash value grows tax-deferred.
Access in emergencies
Terminal and chronic illness accelerated death benefit.* 
*This benefit varies by state. Not available in California.
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Life insurance 101
Share the benefits of life insurance with this consumer-approved video. Select video image to watch and share now.
Solutions for chronic illness
This guide provides general chronic illness information, discusses traditional payment options and shows how the chronic illness rider from Protective could be a good option for clients.
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Life insurance numbers to know
This infographic outlines several facts clients should keep in mind when considering life insurance.
Understanding life insurance guide
This consumer-approved brochure gives your clients a brief overview of the different types of life insurance available. 
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Explore customizable materials to share with your clients

Protective makes it easy to custom brand educational materials to share with your clients. Explore our library of brochures, videos and educational materials on permanent life insurance solutions and help your clients identify the product that best meets their needs.
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Single payment whole life solutions

For wealth transfer, consider Protective’s single payment whole life solution.
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Protective Series Estate Maximizer
The Protective Series Estate Maximizer is one of the most efficient asset transfer life insurance products available today.
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Next steps

Get appointed
The first step to doing business with Protective is getting appointed. It’s a simple process.
Still have questions?
For more than 100 years, we’ve helped families protect their financial futures through affordable insurance, asset protection and retirement solutions.

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.

Protective Series Estate Maximizer (ICC18-SPWL7), is a single premium whole life insurance policy issued by Protective Life Insurance Company (PLICO) Nashville, TN in all states except New York where it is issued under (SPWL-7 NY 5-18) by Protective Life and Annuity Insurance Company (PLAIC) Birmingham, AL. Policy form numbers, product features and availability may vary by state.

Consult the policy for benefits, riders, limitations and exclusions. Up to two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply.

Protective is a registered trademark and Protective Series Estate Maximizer is a trademark of Protective Life