Legacy Solutions

Legacy solutions to protect a client’s livelihood

Legacy planning conversations to support efficient wealth transfer is an important part of an overall financial plan. We have solutions and resources to make it easy for you and your clients.

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Why recommend a legacy planning solution?

Remember our wealth transfer solutions when clients need an efficient, easy way to pass assets to loved ones. Our single premium whole life insurance solution offers:

An easy, quick sales process

Our Ten Minute Legacy℠ solution is simple: clients can maximize their legacy with 1 payment, 4 simple questions, no medical exam, and an approval decision in 10 minutes or less.

Tax-free, efficient wealth transfer

Funds pass to a beneficiary income tax free and avoid a lengthy probate process.

Cash access while living

Clients can access cash penalty-free while living for terminal or chronic illness.

Consider a legacy planning solution for clients who:

It’s best to look for clients who:

Are 50-85 years old
May have cash, CDs or other investments earmarked for loved ones
Seek strong guarantees, asset accessibility and growth
Want to lower their annual taxable interest
Plan to sell or downsize their home.

A woman exploring legacy planning solutions on her iPad.

A financial professional meeting with a client to discuss a life insurance policy.

The Ten Minute Legacy: Protective® Series Estate Maximizer

Have a client in mind? Talk to them about our Ten Minute Legacy solution: Protective Series Estate Maximizer. This single premium whole life policy is an easy way to maximize a client’s legacy in 10 minutes. All they have to do is answer 4 simple questions — no medical exam required.

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