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Protective Series Estate Maximizer

Protective Series Estate MaximizerSM is a life insurance policy that is purchased with one payment. That payment immediately purchases a death benefit that is larger than the single payment. Because it’s life insurance, the death benefit passes income tax-free to your client’s loved ones after they’re gone. It’s a great way for your client to increase their legacy after they’re gone. 
 

Maximizing a legacy for the next generation

Protective Series Estate Maximizer is a life insurance policy that is purchased with one payment. That payment immediately purchases a death benefit that is larger than the single payment. Because it’s life insurance, the death benefit passes income tax-free to your client’s loved ones after they’re gone. It’s a great way for your client to increase their legacy after they’re gone. 
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Why Protective Series Estate Maximizer?

Providing a death benefit with a single premium
Strength and protection
Comes with 100% return of principal guarantee. Cash grows tax-deferred.*
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Protects loved ones
A single premium pays for a higher death benefit that is tax free for the beneficiaries.
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Access and control
Every year, withdrawal of 25% of the account value can be made without charges. Terminal and chronic illness can accelerate portions  of the death benefit.** 
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*Unless loans and withdrawals have been made.
**Subject to qualifications. Availability and features may vary by state.
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Identifying the right client for this product
When it comes to life insurance, there is no “one size fits all.” Protective Series Estate Maximizer may be a good option for clients that answer "yes" to the following questions.       
  • Is your client in a later stage of life and interested in leaving a legacy for their loved ones?
  • Is your client interested in avoiding taxes paid on interest earned?
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Explore other great life insurance options

We have a full range of life insurance products designed to meet a variety of conditions and needs
Whole Life
For your clients seeking a more permanent solution, consider Protective’s suite of whole life products.
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Universal Life
A versatile solution with flexible features, universal life is a great fit for a variety of needs.
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Variable Universal Life
Variable universal life products offer a death benefit as well as financial growth potential.
Learn more
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The first step to doing business with Protective is getting appointed. It’s a simple process.
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Welcome to Protective

Before entering the site, please confirm that you are currently licensed to sell life insurance and/or annuities.

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For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.


Protective Series Estate Maximizer (ICC18-SPWL7), is a single premium whole life insurance policy issued by Protective Life Insurance Company (PLICO) Nashville, TN in all states except New York where it is issued under (SPWL-7 NY 5-18) by Protective Life and Annuity Insurance Company (PLAIC) Birmingham, AL. Policy form numbers, product features and availability may vary by state.

Consult the policy for benefits, riders, limitations and exclusions. Up to two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply.

Protective is a registered trademark and Protective Series Estate Maximizer is a trademark of Protective Life.