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Wills and estate planning

Calculating the true cost of a funeral

This article outlines typical funeral costs to help you determine if your life insurance will cover your funeral expenses.

There are more expenses than you might think with a funeral.

According to the National Funeral Directors Association (NFDA), the average cost of a basic adult casketed funeral in 2014 was $7,181.1 Today, that basic price tag has grown even larger. The truth is, that once all funeral-related costs are factored in, the typical funeral service will cost the average family closer to $8,000 - $10,000, and that's just for the basics.

Nobody likes to think about their own funeral, but if you don't have the readily available funds to cover your final expenses when you die, you're passing along this financial burden to your family. It's for this very reason that having enough life insurance to cover your funeral expenses is so important. But when it comes time to purchase a policy, how much should you realistically plan for?

While you can have just about any type of funeral you want, you might be surprised at how quickly some of the basic costs can add up. The following chart, provided by the NFDA, gives you an at-a-glance look at some of the additional costs associated with a funeral that you may want to factor into your life insurance calculations.

Typical Funeral Costs Summary Chart

chart of pricing ranges for various aspects of funeral costs. All information contained in graphic is provided within the article text below.

Having enough life insurance to cover your funeral expenses is part of a sound estate plan, and an ideal way to manage your final expenses. You can access more information on estate planning and calculating your life insurance needs from Protective Life.






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All Learning Center articles are general summaries that can be used when considering your financial future at various life stages. The information presented is for educational purposes and is meant to supplement other information specific to your situation. It is not intended as investment advice and does not necessarily represent the opinion of Protective Life or its subsidiaries.

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