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  • Life insurance made easy.

    Qualified applicants may be able to apply online in about 20 minutes.

    Up to $1 million in coverage without a medical exam.*

  • What you need to know about Protective and term life insurance.

    Learn More
  • Not sure how much you need? Use our calculator to help find the right amount.

  • Explore our affordable rates and see what we can offer you.

    Get Quote
  • A century of service. A new way of thinking.

    For more than 100 years, Protective Life Insurance Company has served customers like you.
    Today, we’re teaming up with SoFi to make it easier than ever to get the protection you need.

  • More Coverage

    Offering coverage up to $1 million for qualified individuals.*

    Low Rates

    Affordable insurance rates make it easy to get the coverage that's right for you.

    Easy Application

    Find your online quote in just two minutes, and submit your application in about 20.

    Easier Evaluation

    Eligible applicants won't need a medical exam, saving you time.

    Issued by Protective

    The quality service you expect, combined with insurance expertise you can count on.

    See how affordable life insurance can be.


  • Why SoFi and Protective Life?

    With SoFi and Protective Life, you get the quality service and forward-thinking products you expect - combined with insurance expertise you can count on.

    Who is Protective Life Insurance Company?

    Protective Life Insurance has been around for more than 100 years, serving millions of customers along the way.

    What's so great about Term Life Insurance?

    With low rates and coverage up to $1 million, you can get your quote for simple Term Life Insurance in minutes and finish the application in about 20.*

    Next steps?

    Get your fast (and free) life insurance quote today.
    If you need any help getting started, call Protective at 1-888-618-6617 or the SoFi team at 1-855-456-SOFI

    *Coverage amounts up to $1 million and express application processing may be available to applicants up to 40 years old that meet certain risk and eligibility requirements of Protective Life. Full medical underwriting may be required for applicants that do not meet Protective’s eligibility criteria.

    Term Life Insurance (ICC16-TL21) is a term life insurance policy made available by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. Coverage and pricing is subject to eligibility and underwriting criteria. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Social Finance, Inc. (SoFi) and Social Finance Life Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

  • Social Finance Life Insurance Agency, LLC (SoFi Agency), a licensed insurance agent, is licensed to sell Protective Life Insurance Company (PLICO) products and may receive compensation from PLICO and/or its affiliates. SoFi Agency and its affiliates do not guarantee the services of any insurance company. PLICO and SoFi Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other. The California license number for PLICO is 07726. The California license number for SoFi Agency is 0L13077.