Asset Protection

In addition to offering a wide range of service coverage plans for new and pre-owned vehicles, we also offer a limited warranty program, lifetime engine warranty program, maintenance program, GAP, credit life and credit disability insurance. Many of our vehicle service contracts include roadside assistance plans, tire and wheel road hazard coverage, paint-less dent removal and front windshield repair (availability may vary by state).

Our automotive product portfolio includes:

• Advantage
• VIP 
• CostGuard
• Select
• Mileage Plus
• Limited Warranty
• Lifetime Engine Warranty (LEW)
• Maintenance Pro Plus
• Total Service Protection (TSP)

First Protection Corporation was the originator of the marine extended service contract, and today we proudly serve over 2,000 dealerships across the U.S.

Since 1978, FPC Premium Marine has been serving both franchise and independent dealerships with the FPC Premium Marine Protection Plan.

 Our marine products include:

• Gasoline Stern Drive and Inboard Engines
• Outboard Engines
• Diesel Stern Drive and Inboard Engines
• Personal Watercraft and Sport Boats
• Guaranteed Asset Protection (GAP)
• Tire and Wheel Protection

Exclusively endorsed by the U.S. Recreation Vehicle Dealers Association (RVDA) since 1992* and endorsed by several state associations, XtraRide and Jayplus are two of Protective's innovative and profitable programs: XtraRide is our branded service contract program that we make available in the U.S. and Canada, and Jayplus is our private label service contract program specifically offered to Jayco dealers.

Our RV portfolio of products includes:

• Motor Homes
• Towables  
• Tire and Wheel Optional Coverage
• Additional Benefits
• XtraRide RV Video

* An RVDA endorsed product or service is one that has been extensively evaluated by the RVDA to assure quality, dependability and overall value. RVDA and the RVDA Education Foundation receive compensation from a Protective company for business generated by RV dealers.

Currently serving more than 500 Powersport dealerships across the U.S., Protective's F&I products have been driving revenue and increasing customer satisfaction for both franchise and independent Powersport dealerships since 2001.

Most plans come with additional benefits including pick-up and delivery reimbursement, rental reimbursement, travel expenses, emergency roadside assistance, towing assistance, battery service/jump start, flat tire assistance, gasoline, oil, fluid and water delivery service and lock out assistance.

Our Powersports products include:

• On-Road and Off-Road Motorcycles
• Chopper and Custom V-Twin Motorcycles
• Mopeds and Scooters
• All-Terrain Vehicles (ATVs and UTVs)
• Snowmobiles
• Personal Watercraft and Sport Boats
• Guaranteed Asset Protection (GAP)

Protective’s Guaranteed Asset Protection (GAP) enhances customer satisfaction and maximizes your F&I profit by closing the financial gap when total-loss insurance payouts leave your customers stranded with an additional loan balance.
 
GAP is available for the following Protective industries:

• Auto
• Marine
• Powersports

Protective GAP benefits:

• Payable in the event of a total loss
• Covers the difference, in most cases, between the scheduled loan pay-off amount and the asset’s actual cash value net of refunds
• Covers customer’s primary insurance deductible up to $1,000 (where state allowed)

Protective’s Credit Life and Credit Disability are vital products for enhancing profitability and ensuring that your customers receive protection if they are affected by disability or death. Our credit insurance products give your customers the comfort and peace of mind that comes from knowing that their debts are insured.
 
Our Credit Life and Credit Disability are available for the following industries:

• Auto
• Marine
• Powersports 

Important plan details include:

• Available as single or joint coverage
• Payable regardless of any other insurance, workers’ compensation or sick leave
• No medical exam is required
• Borrowers 65 years or under may be eligible (where state allowed)