Only need coverage for 10 to 30 years? Get a free quote today.
Start here >
Don't know what type of insurance you need?
Start here. Or call us at 1-844-733-5433.
Learn more >
Want affordable coverage for your child?
Get a free quote today
Fixed annuities from Protective are designed to help you plan and protect your retirement income.
Fixed annuities from Protective earn a guaranteed interest rate for a set period of time and can be structured to provide a stream of retirement income for a lifetime.
Protective offers a variety of fixed annuities with different options to choose from based on your retirement needs. To learn more about available annuity options, call 1-800-833-8991.
Fixed annuities offer protection for your principal, and they allow you to earn a set interest rate based on the options you select.
Fixed annuities pay a specific rate of interest for a selected amount of time - and you won’t pay taxes on the interest until you withdraw the money.
Fixed annuities offer flexible payout options, including a set number of payments or guaranteed payments for life.
Fixed annuities often have options to waive surrender charges for terminal illness, unemployment or admission to a nursing home, depending on the contract.
You can buy a fixed annuity with multiple payments over time or in one lump sum based on your needs.
Want to learn more?
When you purchase an annuity for retirement, you begin a long-term relationship with a life insurance company. You want to be sure that company has the experience, character and strength to serve you now and in the future. You want to be confident that company will back its promises for the long term. Protective Life’s commitment to help you protect tomorrow is backed by more than 100 years of serving customers like you, as well as our
financial strength and stability.
If you want to guarantee retirement income while protecting your investment, a fixed annuity may be right for you.
Fixed annuities work best if you can wait until age 59 ½ to withdraw* the money. Otherwise you’ll incur a 10 percent early withdrawal penalty, income tax and surrender charges - if those apply.
Protective Life offers a wide variety of annuities to meet your needs. To learn more about available annuity options, call 1-800-833-8991. For more information on annuities, visit our learning center.
Need more info about annuities? We can help.
Choosing an annuity is easier when you know what to look for.
Make sure you understand how you can fund an annuity.
*Withdrawals reduce an annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59 1/2, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.
Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax-related decisions.
Annuities are long-term insurance contracts intended for retirement planning.
Protective Life refers to Protective Life Insurance Company (PLICO) and its affiliates, including Protective Life & Annuity Insurance Company (PLAICO). Annuities are issued by PLICO in all states except New York and in New York by PLAICO. Both companies are located in Birmingham, AL. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax-related decisions.
Annuities are not a deposit, not insured by any federal government agency, carry no bank or credit union guarantee, are not FDIC/NCUA insured and may lose value.