Skip to Content
Orange open book icon

Protective Classic Choice Term

BB&T and Protective Life Insurance Company have teamed up to bring you a term life insurance offering that’s easy to understand and quick to set up, making it easier than ever to secure your family’s financial future. Through Protective Life, you have access to a simple term life insurance policy that works with your budget and your lifestyle.

Introducing Protective Classic Choice Term

It’s easy to get started with Protective® Classic Choice Term life insurance. Just select the coverage that’s right for you, and you can start your application online or with your agent. With Protective Classic Choice Term, you have flexible options to fit your needs.


Protective Classic Choice Term life insurance offers:

  • Choice of term periods
  • Flexible coverage amounts
  • Guaranteed, level premiums
  • Affordable rates

Protective Classic Choice Term life insurance is available in 10, 15, 20, 25, 30, 35 and 40 year periods with coverage amounts ranging from $100,000 to $50,000,000.

Orange arrows going in different directions

Ready to take the next step?

Father holding baby at computer
Calculate your coverage needs
We have a handy calculator to help you walk through these items and determine what your needs might be. Why not take a few minutes now and find out how much coverage you may need?
Mom and two sons playing and looking at each other
Get started today
Coverage is often more affordable than you think. But even if you can’t afford everything you need now, there are ways to structure policies so that you can layer coverage. Get a little coverage now and add to it later. You’ll be glad you did.
Icon of white question mark in solid orange circle

Need help?

We’re happy to help answer questions and discuss policy options. Call 1-800-523-0719 or contact us via email.
Protective® Classic Choice Term (ICC16-TL21 / TL-21) is a term life insurance policy issued by Protective Life Insurance Company, Brentwood, TN. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company. Crump Life Insurance Services, Inc., and its affiliates do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

Agent/Producer Compensation Disclosure: Agents/Producers receive compensation from an insurer or third party, which may differ depending upon the product or insurer. Additional compensation may be received by the Agent/Producer based on other factors including premium volume placed with the company and loss or claim experience.

Crump Life Insurance Services, Inc. a licensed insurance agency, is licensed to sell Protective Life products and may receive compensation from Protective. Crump Life Insurance Services, Inc. and its affiliates do not guarantee the services of any insurance Company. Protective Life and Crump Life Insurance Services, Inc. are separate independent entities and are not responsible for the financial condition, business, or legal obligations of the other. The California license number for PLICO is 07726.

Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477, a wholly-owned subsidiary of Truist Insurance Holdings, Inc. Truist Insurance Holdings, Inc. is a wholly owned subsidiary of Branch Banking and Trust Company.

© 2020, Truist Financial Corporation. Truist, BB&T and the BB&T logo are service marks of Truist Financial Corporation. Member FDIC.

Protective is a registered trademark and Classic Choice is a trademark of Protective Life Insurance Company.

Insurance products are:
NOT FDIC INSURED • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

WEB.968220.07.18