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Life insurance made easy

Protective and Costco make it easy to get coverage that helps protect your family and your future.
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Why Protective works with Costco

Protective offers Costco members access to life insurance products backed by a long-standing insurer that has served families for more than 115 years. Not a Costco member? Join today! Executive members receive additional savings.

Exclusive benefits for Costco members

  • Enjoy additional savings for Executive members at Costco1
  • Streamlined online application process
  • 10-, 20- or 30-year term options to best fit your needs
  • Dedicated assistance from our Protective customer support representatives
Learn more about the product

Strength you can trust

  • Collaboration built on value, financial strength and long-term stability
  • 115+ years of experience protecting families' financial futures
  • Nationwide reach with millions of policies and strong claims record
  • Simplified, accessible coverage designed specifically for Costco members
Learn more about Protective

Quality life insurance. Simple application process.

Get a free quote and apply

Have your Costco membership number ready to get a free quote. Answer a few questions, then move straight into your application.

Submit health info

Complete an online questionnaire about your medical history.

Free medical exam

If it's required, we'll schedule a medical exam at a time and place that is convenient for you.

Policy acceptance

If you're approved, simply accept your policy and coverage begins.

Ready to get started?

Take steps to get protection today. Estimate your coverage needs and get a quote.
Get quote
Estimate coverage

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