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Protective Series Balance Annuity

Strike the balance for your clients’ retirement with growth potential and access to money. The Protective® Series Balance annuity can help your client build retirement income with the power of tax deferral for an income they can never outlive. Offering tax-deferred growth and access to cash when needed, this product helps strike a balance in retirement.
 

Why Protective Series Balance Annuity?

Build retirement income with the power of tax deferral.
Guaranteed rate
Benefit from a guaranteed interest rate for the first 60 months.
Tax-deferred growth
Money grows tax-free with no federal or state taxes due until withdrawal, enabling interest to earn interest.
Access to money in critical situations
Access to contract value in the event of terminal illness, nursing facility confinement, or unemployment for owner and spouse.*
*Does not apply to pre-existing conditions. May not be available in all states.
Power of tax deferral
Funded with a single payment, the Protective Series Balance annuity provides a guaranteed interest rate for five years. And with the power of tax deferral, the annuity earns interest that is not taxed until it’s withdrawn.
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Tax-deferred growth
The initial rate is guaranteed for five years and is fixed at the time of issue. At the end of the guarantee period, the annuity continues to earn tax-deferred interest at the current renewal rate in effect at that time.
Opportunity to earn extra interest
The Protective Series Balance annuity includes a purchase payment bonus, which is a lump sum interest enhancement that is added to the contract value on the issue date.
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Identifying the right clients for this product

Protective Series Balance Annuity offers a good combination of security and growth. Consider sharing this product with your clients who meet one or more of the following criteria:

  • Would like an initial 60-month interest rate guarantee
  • Want to earn tax-deferred interest
  • Would like a purchase payment bonus
  • Want access to a portion of cash in the event of terminal illness, nursing facility confinement, or unemployment for owner and spouse (subject to qualifications and conditions, may not be available in all states)
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Ready to work with us?

The first step in doing business with Protective is getting appointed. Learn about our simple, three-step process.

For financial professional use only. Not for use with consumers.

 

Single premium deferred fixed annuity contracts issued under policy form series LDA-P-2015 (PLICO) and LDA-A-2015 (PLAIC). Policy form numbers, product availability and features may vary by state.

Annuities are long-term insurance contracts intended for retirement planning.

Protective is a registered trademark and Protective Series Balance is a trademark of Protective Life.