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Indexed annuities

Help your clients secure their retirement with strategies that offer the opportunity for market-linked growth while limiting the risk to their investment.

Market-linked growth. Trusted provider.

When you’re looking to help your clients grow their retirement with limited risk, the strength and stability of the carrier matters as much as the product features. Indexed annuities at Protective offer options to help clients achieve higher returns while still guaranteeing principal --all from a provider that has been serving clients for more than a century.
Fixed and market-linked growth options
Our indexed annuities offer clients a fixed rate of return or the potential for higher returns based on the performance of a specific market index. Choose options and products to meet client needs.
Penalty-free withdrawals
With Protective’s indexed annuities, clients may be able to withdraw up to 10% of the contract value each year with no surrender charges.*
Access to money in critical situations
Our indexed annuities offer access to cash in case of unexpected expenses like a terminal illness or unemployment.
*The contract value after each withdrawal must be at least $10,000.
Withdrawals reduce the annuity’s remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59 ½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals.
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Indexed annuity products

Explore our indexed annuity options.
Protective Asset Builder Indexed Annuity
Protective Asset Builder is another limited flexible-premium deferred indexed annuity. It is designed for clients seeking diversified opportunities for potential contract value growth with protection from market losses.
Protective Income Builder Indexed Annuity
Protective Income Builder is a limited flexible premium deferred indexed annuity. It is designed for clients seeking principal protection, higher potential returns linked to the performance of a market index and level or increasing retirement income.
Protective Indexed Annuity II
Protective Indexed Annuity II is a limited, flexible-premium deferred indexed annuity designed for clients seeking principal protection with the potential for higher returns linked to market index performance.
Protective Guaranteed Income Indexed Annuity
Protective Guaranteed Income Indexed Annuity is a limited flexible premium deferred indexed annuity with a limited market value adjustment. It is designed for clients who want guaranteed retirement income to last a lifetime.
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Ready to share with your clients?

From prospecting tools to sample illustrations to product details, you’ll find what you need to sell indexed annuities on MyProtective.

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.

An Indexed Annuity is not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.

Annuities are long-term insurance contracts intended for retirement planning.