Protective Indexed Annuity II
Pair growth potential with predictability. This indexed annuity helps give clients the growth choices they want, with the downside protection they need.
Grow and protect clients’ assets
Protective® Indexed Annuity II is designed for clients who are focused on principal protection, but also want access to opportunities for potentially higher growth rates than a traditional, fixed investment might offer. With three different index interest crediting strategies available, Protective Indexed II Annuity can help protect your clients’ assets. This solution can provide a guaranteed income that will last their lifetime, but also takes advantage of market-linked growth.
Looking for a product available in New York?
The Protective Indexed Annuity NY may be the right choice for your clients.
Multiple crediting strategies
Extra safety net
Optional income benefit
1 Contracts with this feature may earn a lower interest rate than those without it
See how it works
Greater growth potential with a long-term rate cap
Protective's Indexed Annuity II offers a crediting strategy that can guarantee an interest rate cap for the withdrawal charge period. Your clients can have confidence in a longer-term growth plan without the worry of changing rate caps.
Download a sales idea
Show your clients how the Indexed Annuity II can offer greater potential growth than a CD. This simple illustration also helps you compare the features of this annuity to typical CD features.
Why Protective Indexed Annuity II?
You can help clients grow their retirement assets even during uncertain times with this fixed indexed annuity.
Asset preservation
Protection for the unexpected
Growth potential
*Contracts including this option will earn a lower interest rate than those without it.
**Assumes all qualifications are met, may not be available in all states, and state variations apply.
**Assumes all qualifications are met, may not be available in all states, and state variations apply.
Identifying the right clients for this product
Protective Indexed Annuity II is designed for asset protectors, clients with a low tolerance for risk seeking market-linked growth opportunities. Consider sharing this product with your clients who meet one or more of the following criteria:
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For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.
The Protective Indexed Annuity II is not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.
The Protective Indexed Annuity II is a limited flexible premium deferred indexed annuity contract with a limited market value adjustment, issued under policy form series FIA-P-2010 and FIA-P-2011. SecurePay SE is provided under form series FIA-P-6022. The Protective Indexed Annuity II is issued by Protective Life Insurance Company located in Nashville, TN. Policy form numbers, product availability and features may vary by state.