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Variable annuities

Designed to meet a variety of retirement needs, Protective’s variable annuities support a customized approach to growing and protecting client income.

Innovative, customer-focused solutions

Protective’s variable annuities are designed to help meet a range of retirement planning needs. These innovative, client-centered solutions give you many options to choose from when helping your clients achieve financial security.
Appealing investment options
Access a variety of asset classes and professionally managed investments.
Customizable
Enjoy optional benefits and enhancements to further customize your planning approach.
Competitively priced
Competitive fees and charges and attractive compensation options.
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Explore some of our variable annuity options

Protective Variable Annuity II B Series
This solution offers tax-deferred growth, investment diversification, a death benefit and lifetime retirement income. Clients also have access to optional protected lifetime income benefits.
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Protective Variable Annuity NY II B Series
For clients in New York, this solution offers tax-deferred growth, investment diversification, a death benefit and lifetime retirement income. Clients also have access to optional protected lifetime income benefits.
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Protective Variable Annuity Investors Series
This solution offers tax-deferred growth, investment diversification, a death benefit and lifetime retirement income. Clients also have access to expanded investment options with volatility management.
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Protective Investors Benefit Advisory Variable Annuity
This fee-based annuity solution offers tax-deferred growth and investment diversification, as well as optional death benefit and a lifetime income option.
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Optional protected lifetime income benefits
Optional protected lifetime income benefits may be added to variable annuity contracts for an additional fee to provide another layer of protection for investments. Clients remain invested in the variable annuity with opportunities to capture market gains but with added protection from downside risk. Some even offer a specified level of growth, regardless of investment performance. Benefit withdrawals are guaranteed to last a lifetime.
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Ready to share with your clients?

From prospecting tools to sample illustrations to product details, you’ll find what you need to sell variable annuities from Protective Life when you visit MyProtective.
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Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, advisory fees and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.