Universal life insurance
Protective’s universal life solutions offer your clients financial protection for the people they love. Universal life insurance is a versatile type of life insurance designed to help solve a variety of needs with flexible features that can be used for many different financial purposes. The affordable, flexible and innovative universal life products and solutions offered by Protective Life can be tailored to fit your clients’ exact needs.

Identifying the right clients for this product
The universal life products from Protective Life can be ideal for clients that are seeking flexibility and guaranteed protection. Consider sharing this product with your clients who meet one or more of the following criteria.
- Lifetime coverage*
- Desire guaranteed protection
- Require affordability
- Flexible death benefits and premium payments
*Permanent coverage continues as long as required premium payments are made on time.
Other types of universal life insurance
Variable Universal Life (VUL)
Indexed Universal Life (IUL)
Flexibility
Protection and growth
Optional features
Options to customize coverage
Protective Custom Choice UL
Protective Advantage Choice UL
Protective ProClassic II UL
Protective Executive UL
Flexibility for clients
We offer generous grace periods to help keep clients when life happens. Share this video with your clients to explain how it works.


Solutions for chronic illness
This guide provides general chronic illness information, discusses traditional payment options and shows how the chronic illness rider from Protective could be a good option for clients.
Prepare custom materials for your clients
A library filled with customized marketing materials is just a few clicks away. Everything you need to educate clients and grow your business.
Next steps
Get appointed
Still have questions?
For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.
Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing. This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO at 800.265.1545.
An indexed universal life insurance policy is not an investment in an index, is not a security or stock market investment, and does not participate in any stock or equity investments. Subject to caps and floors.
An indexed universal life insurance policy is not an investment in an index, is not a security or stock market investment, and does not participate in any stock or equity investments. Subject to caps and floors.