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Grow your business with Protective Life

Discover how our solutions meet your business and clients’ needs
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The many benefits of working with Protective

At Protective, we make working together easy. Our experienced staff will assist you and your clients through every step of the sales lifecycle.
Online tools
From marketing materials to sales lifecycle, our full suite of online tools make it easy and convenient for you and your customers to discover and explore products and proceed through the application process.
Reputable company
For more than 100 years, Protective Life has been a dependable, values-driven company. We offer a broad portfolio of life, specialty insurance and retirement solutions that provide your clients financial support when they need it most. We are dedicated to upholding the principles and values that have led to our strength and success over the last century.
Flexible solutions
We offer a complete suite of short-term and permanent life insurance policies as well as a broad portfolio of annuity solutions to fit the needs of a variety of customers. Our competitive underwriting philosophy seeks the best risk class for your cases.  Find the solution that meets your client’s particular situation and needs.
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Answers to frequently asked questions

At Protective Life, we’re committed to providing an experience built on collaboration, value, and trust. We pride ourselves on the support we provide our financial representatives with tools that make life easier. From our innovative portfolio of products to our customer service, Protective Life is proud to work with you. We offer a variety of resources at your fingertips to make prospecting, closing and maintaining business easy.

Protective Life offers solutions to help meet the many financial challenges we all face in life. Uncomplicated products, valuable educational resources and over 100 years of service experience together empower customers to take charge of their lives and embrace all that the day has to offer. We design our annuities for simplicity and value, always putting your client first to help protect their income, growth, and preservation goals. Our life products feature innovative premium payment designs, lifetime guarantees and attractive supplemental benefits. Our full complement of solutions-based products includes:

  • Indexed and registered indexed-linked annuities to help meet asset growth goals based on varying risk tolerances
  • Immediate or deferred guaranteed income solutions to help increase the likelihood that retirement income will last a lifetime
  • Fixed annuities focused on growth and asset preservation for a variety of time horizons
  • Term life to provide death benefit protection for a specified period of time
  • Single payment whole life insurance for asset transfer
  • Whole life to create an immediate death benefit and provide immediate protection
  • Universal and variable universal life insurance to help solve a variety of needs with flexible features that can be used for many different financial purposes
An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rate Protective has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility, and capitalization. A rating is not a recommendation to purchase, sell, or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency.

View our insurance ratings here→

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.

All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company.  Neither Protective Life nor its representatives offer legal or tax advice.  Purchasers should consult with their legal or tax advisor regarding their individual situation before making any tax-related decisions. Annuities are long-term insurance contracts intended for retirement planning. Protective Guaranteed Income is a limited flexible premium deferred indexed annuity contract with a limited market value adjustment, issued under contract form series FIA-P-2010 and FIA-P-2011 and state variations thereof. The Guaranteed Income Benefit is provided under rider form series FIA-P-6048. Protective Guaranteed Income INdexed Annuity is issued by Protective Life Insurance Company located in Birmingham, ALContract form numbers, product availability and features may vary by state.

Protective Guaranteed Income Indexed Annuity is not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.