• Why Protective?

    Costco has chosen Protective as their exclusive life insurance provider for a variety of reasons, including value, stability and financial strength. For more than 100 years, Protective has been helping protect and provide peace of mind to families. So, when Costco was ready to choose a life insurance provider for their members, Protective was the clear choice.

    Founded in 1907, Protective was created on the ideal that we would help serve both our clients and the communities in which we operate. Today, Protective and its New York affiliates offer products in all 50 states and service more than 8.6 million contracts and policies. And in 2018, we paid out $3.4 billion in claims to fulfill the promises we make to our customers and their loved ones.

    You can count on our strength and stability.

    The strength of our promise to customers is backed by the financial stability and long-term performance of our company. The major ratings agencies track our efforts and you can review our strong financial ratings for yourself.

    Protective isn’t just our name — it’s our mission.

    We’ve been helping people protect their families’ financial futures for more than 100 years with reliable life insurance and retirement products. We are continually working to simplify and demystify some of the more traditional life insurance processes that keep people from acting on their desires to protect their families. This includes creating fast online applications and teaming up with groups like Costco to make it easier than ever for people to buy the life insurance protection they need.