Terms of use

Use of Protective’s site requires compliance with stated rules and laws. Content is for informational purposes only, protected by copyright, and may vary by state. Information is provided “as is,” with no warranties or guarantees.

Protective and Protective Life refer to Protective Life Insurance Company (PLICO) Omaha, NE, and its affiliates, including Protective Life & Annuity Insurance Company (PLAICO) Birmingham, AL. Insurance products issued by PLICO in all states, except New York, and in New York by PLAICO.


Protective Life requires that each visitor (a "User") to this Internet site on the World Wide Web (the "Site") adhere to the following Rules and Regulations. By accessing this Site, each User acknowledges that he or she has read, understands and accepts each of the Rules and Regulations.

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