Annuities provide income you can count on

You work hard to enjoy retirement. Consider an annuity to help turn savings into guaranteed retirement income.

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Why consider an annuity?

Create guaranteed income

Turn savings into retirement income
Receive income for life or a set period
Choose how and when payments are made

Protect and grow savings

Grow savings over time with tax deferral
Manage exposure to market ups and downs
Add stability to a retirement strategy

Support legacy goals

Name who receives your benefits
Pass value on to loved ones
Avoid the probate process

What type of annuity is right for you?

Compare annuity options by what matters most.

Variable

Fixed

Indexed

Immediate

Income timing

Varies

Sooner

Later

Right away

Market growth potential

Strong

Limited

Moderate

Not applicable

Legacy support

Strong

Limited

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Explore different types of annuities

Learn what each type of annuity offers and who it's designed for, so you can choose the one that best supports your retirement goals.

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Variable
Fixed
Indexed
Immediate

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Why trust Protective for annuities?

Backed by over a century of experience and financial strength, Protective annuities offer guaranteed income, tax-deferred growth and legacy support you can rely on.

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More than 17 million people put their trust in Protective.

We hold top-tier financial strength ratings from A.M. Best and Moody's.

We're committed to protecting people and their financial future.

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Annuity FAQs

What is an annuity?

How does an annuity work when you retire?

How do annuities compare to other retirement investment options?

Are annuities taxable?

What happens to an annuity when you die?

Can you cash out an annuity?

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Related information

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How long will my retirement savings last?

Maximize your retirement savings by understanding factors that impact their longevity, such as living expenses, withdrawal rate and healthcare costs.

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Boosting your retirement strategy confidence with annuities

Understand the different types of annuities available, see how they may help build security in retirement, and consider whether annuities might help you achieve your retirement goals.