Financial planning

Explore financial planning articles for financial professionals, featuring insights, strategies and client-focused guidance to support holistic planning conversations, from goal setting and risk management to income, protection and long-term wealth building.

Smiling female professional sitting on a couch across from her clients in an office.

How to help your clients overcome financial fears

Many clients’ biggest fears center on finances — and those fears are normal. By helping clients recognize and face these concerns head‑on, you can guide them forward and play a meaningful role in strengthening their financial future.

Woman sitting with her laptop at a coffee table in her living room looking at paperwork.

How much of my salary should I save? How to answer this for clients

Clients often ask how much of their income they should save. This question creates a valuable opportunity to provide financial education and help guide them toward building smarter retirement savings habits.

Young woman sitting at a dining room table and explaining financial documents to her grandmother.

9 topics to consider for clients with aging parents

Are your clients becoming concerned about their aging parents' finances? Discuss these 9 important topics to help them feel more prepared.

Young female financial professional sitting at her desk with a laptop across from client couple in her office.

Common financial resolutions and how you can help your clients achieve them

Many clients set New Year’s goals to improve their finances. This overview highlights common money resolutions — like saving more and spending less — and offers ways financial professionals can support clients in building better financial health.

Adult daughter helping her senior mother with financial documents at the kitchen table.

Financial checklist for clients with aging parents

As parents age, clients may need to help manage expenses, make financial decisions, and plan for long-term needs, making guidance and preparation increasingly important.

Woman sitting at table in her house filling out IRS tax form 712.

Filing Form 712

To ensure all taxes are in order when a life insurance policy is paid out, it is essential to understand IRS Federal Form 712. In this article, we'll cover what exactly form 712 is and the who, where and how of filing it.

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Young happy couple communicating with their insurance agent during a meeting in the office.

Preparing for the unexpected

Explore articles that help financial professionals guide clients through life's uncertainties, offering insights on risk, protection and strategies to prepare for unexpected events while supporting long-term financial confidence.

Female financial professional sitting across from husband and wife clients, discussing their retirement strategy.

Managing investments

Explore articles that help you guide clients in managing investments — covering portfolio conversations, risk and income considerations, market impacts and strategies to align investment decisions with client goals and long-term financial outcomes.

Happy and healthy senior woman doing a shoulder mobility exercise at home, working out with a cross arm stretch in her yoga session. This mature woman is keeping herself active with a fitness routine, maintaining physical wellbeing and wellness as she ages.

Retirement planning

Explore retirement planning articles designed for financial professionals, offering insights, strategies and client-focused guidance to help support conversations on income, annuities and long-term financial goals.

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