Annuity basics

Get to know the essentials of annuities — what they are, how they work and why people choose them. With a strong foundation, you'll be better equipped to decide if an annuity makes sense for you.

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Spending in retirement: are you an ant or a grasshopper?

Explore two distinct spending behavior types — ant vs. grasshopper — and how a guaranteed income solution like a variable annuity can help both achieve their retirement goals.

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Retiring without a pension? 3 reasons to consider annuities

Learn more about the guaranteed income associated with annuities and how it can support greater security in retirement. Consider if an annuity might be right for you.

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What is an annuity?

Looking for a more dependable income stream in retirement? Annuities may offer a solution. Learn how annuities work, how they’re funded, and how they can help turn your savings into steady income — now or in the future.

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Do annuities have beneficiaries?

This overview explains annuity death benefits, who can receive them, available payout options, tax considerations and what happens if no beneficiary is named.

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Annuity payment options

Annuities can help provide steady retirement income while allowing earnings to grow tax‑deferred until withdrawals begin. However, many people are unfamiliar with the payout and annuitization options available.

Female financial professional meeting with client in an office discussing the differences between an annuity vs. a 401(k).

Annuity vs. 401(k): What's the difference?

Understanding how annuities and 401(k)s work, key differences and benefits can help you make more informed decisions and build a retirement strategy that fits your needs.

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Woman sitting at a table in an office using a laptop to research variable annuities.

Choosing a contract

Explore articles that explain the various types of annuities to help you compare features, benefits and key considerations, so you can choose the option that best aligns with your retirement goals.

Professional older woman sitting at a desk at home using a laptop to research guaranteed lifetime income annuities.

Annuity types

Learn about different types of annuities — fixed, indexed, variable and immediate — how they compare, and which option might be a good fit for your retirement strategy.

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