THE real-world retirement needs ANNUITY, Protective^® Aspirations variable annuity¹

Help clients navigate real retirement questions with Protective Aspirations variable annuity.

"When can I retire?"

The ideal time to retire is not always clear, and clients often question when to start income. Protective Aspirations variable annuity with the SecurePay Protector^SM lifetime income benefit offers a choice of advance payout options. Clients may elect payout options designed to provide higher initial income, helping support retirement income needs.

Bridge income gaps caused by job loss or an unexpected retirement with early payout option.

Download the 8-year advance case study

Access income between early and full retirement with 3-year advanced payout option

Download the 3-year advance case study

"What about my expenses?"

Expenses can change throughout retirement. Clients need a way to manage costs, while maintaining the lifestyle they want. Protective Aspirations variable annuity offers guaranteed income features and growth potential that may help support retirement income objectives.

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Build stronger retirement income over time

Download compounding vs. simple interest flyer

Help address market volatility with a dependable source of income

Download aspirations VA vs. money manage flyer

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SecurePay Protector calculator

See how much guaranteed lifetime income Protective Aspirations^® variable annuity with SecurePay Protector can help provide for your client.

Calculate income

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"How long will I live?"

Clients who live longer than expected may face higher healthcare costs and more years of income needs. Living longer can also impact what they leave behind. Protective Aspirations variable annuity may help address longevity and legacy concerns and may help increase confidence in their retirement strategy.

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Prepare for unexpected healthcare costs²

Download SecurePay NH^SM flyer

Increase legacy growth potential²

Download maximum daily value death benefit brochure

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¹ In New York, the product offered is Protective^® Aspirations NY variable annuity.

² SecurePay NH^SM and Maximum Daily Value death benefit are not available in NY.

Protective Aspirations variable annuity is a flexible premium deferred variable and fixed annuity contract issued by PLICO in all states except New York under policy form series VDA-P-2006. SecurePay Investor^SM benefits issued under rider form number VDA-P-6063. SecurePay Protector^SM benefits issued under rider form number VDA-P-6061. SecurePay Nursing Home benefits issued under form number VDA-P-5072R, in all states except California where issued under form number IPV-2159. Policy form numbers, product availability and product features may vary by state.

Protective Aspirations NY variable annuity is a flexible premium deferred variable annuity contract issued by PLAIC in New York under policy form series NY-VDA-A-2024. SecurePay Investor benefits issued under rider form number NY-VDA-A-6075. SecurePay Protector benefits is provided by rider form number NY-VDA-A-6073.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Withdrawals reduce the annuity's remaining death benefit, contract value, cash surrender value and future earnings. Withdrawals may be subject to income tax and, if taken prior to age 59½, an additional 10% IRS tax penalty may apply. More frequent withdrawals may reduce earnings more than annual withdrawals. During the withdrawal charge period, withdrawals in excess of the penalty-free amount may be subject to a withdrawal charge.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit, and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAIC at 800-456-6330.

WEB.8065412.06.26

THE real-world retirement needs ANNUITY, Protective® Aspirations variable annuity1

"When can I retire?"

Bridge income gaps caused by job loss or an unexpected retirement with early payout option.

Access income between early and full retirement with 3-year advanced payout option

"What about my expenses?"

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Build stronger retirement income over time

Help address market volatility with a dependable source of income

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SecurePay Protector calculator

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"How long will I live?"

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Prepare for unexpected healthcare costs2

Increase legacy growth potential2

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"What about my expenses?"

Build stronger retirement income over time

Help address market volatility with a dependable source of income

SecurePay Protector calculator

"How long will I live?"

Prepare for unexpected healthcare costs2

Increase legacy growth potential2

THE real-world retirement needs ANNUITY, Protective^® Aspirations variable annuity¹

Prepare for unexpected healthcare costs²

Increase legacy growth potential²

Prepare for unexpected healthcare costs²

Increase legacy growth potential²