Insurance company financial strength
(Current as of June 30, 2026)
Protective Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from S&P Global Ratings, AA- from Fitch (Very High Quality, 4th highest of 22 ratings), and Aa3 (4th highest of 21 ratings) from Moody’s Investor Services.
MONY Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, A+ (Strong, 5th highest of 21 ratings) from S&P Global Ratings, AA- (Very High Quality, 4th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody’s Investor Services.
Protective Life and Annuity Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard and Poor’s, and AA- (Very High Quality, 4th highest of 22 ratings) from Fitch. A portion of Protective Life and Annuity Insurance Company’s policy liabilities are guaranteed by Protective Life Insurance Company.
Protective Property & Casualty Insurance Company has an insurer financial strength rating of A (Excellent, 3rd highest of 15 ratings) from A.M. Best.
ShelterPoint Life Insurance Company has an insurer financial strength ratings of A (Excellent, 3rd highest of 15 ratings) from A.M. Best, and A (Strong, 6th highest of 21 ratings) from S&P Global Ratings.
ShelterPoint Insurance Company has an insurer financial strength rating of A (Excellent, 3rd highest of 15 ratings) from A.M. Best.
Protective Life Corporate credit ratings
(Current, as of June 30, 2026)
An insurance rating is an opinion of the rating agency of the insurance company’s financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rate Protective has assigned its rating based on a variety of factors, including the company’s operating performance, asset quality, financial flexibility and capitalization. A rating is not a recommendation to purchase, sell or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency. Insurance company financial strength rating.
Protective refers to Protective Life Insurance Company, founded in 1907, and its affiliated companies, including Protective Life and Annuity Insurance Company.
Protective® is a registered trademark of Protective Life Insurance Company. The Protective trademarks, logos, and service marks are property of Protective Life Insurance Company and are protected by trademark and/or other proprietary rights and laws.
Life insurance and annuity products are issued by Protective Life Insurance Company, Omaha, NE, in all states except New York, where products are issued by Protective Life and Annuity Insurance Company, Birmingham, AL. Protective Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Variable products are distributed by affiliated broker-dealer Investment Distributors, Inc., Birmingham, AL.
Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Product features, availability, and issuing companies may vary by jurisdiction.
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Investment and Insurance products are: NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, A BANK OR CREDIT UNION | MAY GO DOWN IN VALUE | NOT FDIC/NCUA INSURED | NOT INSURED BY ANY FEDERAL AGENCY | NOT GUARANTEED BY ANY BANK OR SAVINGS ASSOCIATION
