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Ratings

An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rates Protective has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility, and capitalization. A rating is not a recommendation to purchase, sell, or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency.
Protective Life Insurance Company

Current as of April 5, 2023

 

 A.M. Best

 Standard & Poor's

 Fitch

 Moody's
 Protective Life Insurance Company  A+  AA-  AA-  A1

Insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor's, AA- (Very High Quality, 4th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investor Services.

West Coast Life Insurance Company

Current as of April 5, 2023

 

 A.M. Best

 Standard & Poor's

 Fitch

 Moody's
 West Coast Life Insurance Company  A+  AA-  AA-  A1

Insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor's, AA- (Very High Quality, 4th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investors Services. Protective Life Insurance Company has entered into an agreement to contribute capital to West Coast under certain circumstances.

MONY Life Insurance Company

Current as of April 5, 2023

 

 A.M. Best

 Standard & Poor's

 Fitch

 Moody's
 MONY Life Insurance Company  A+  A+  AA-  A1

Insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, A+ (Strong, 5th highest of 21 ratings) from Standard & Poor's, AA- (Very High Quality, 4th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investor Services.

Protective Life and Annuity Insurance Company

Current as of April 5, 2023

 

 A.M. Best

 Standard & Poor's

 Fitch

 Moody's
 Protective Life and Annuity Insurance Company  A+  AA-  AA-  -

Insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor's, and AA- (Very High Quality, 4th highest of 22 ratings) from Fitch. A portion of Protective Life and Annuity Insurance Company's policy liabilities are guaranteed by Protective Life Insurance Company.

Protective Property & Casualty Insurance Company

Current as of April 5, 2023

 

 A.M. Best

 Standard & Poor's

 Fitch

 Moody's
 Protective Property & Casualty Insurance Company  A  -  -  -

Insurer financial strength rating of A (Excellent, 3rd highest of 15 ratings) from A.M. Best.

An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rates Protective has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility, and capitalization. A rating is not a recommendation to purchase, sell, or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency.