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Choosing a life insurance company

It’s important to choose a company that offers great customer service and coverage you can count on. Read the articles in this section to help guide your decision.
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Family on a couch in their living room looking at a tablet to research life insurance companies.
Choosing a life insurance company

4 ways to select a reliable life insurance company

When it comes to choosing a life insurance policy, it can be easy to get confused. Focus on fundamentals like financial solvency, the policy's terms and the Department of Insurance to ensure you make the right choice.

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Healthy 40-something man runs down stairs and would probably qualify for a healthy life insurance rating.
Choosing a life insurance company

Five ratings life insurers give policyholders - explained

The results of your underwriting process (age, lifestyle, family health history, etc.) ultimately determine your rate class and premium.

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Choosing a life insurance company

Life insurance claims: Delivering a promise

This article details the value of trusting your life insurance company and ensuring you pay your premiums on time.

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Two business women discussing life insurance company ratings
Choosing a life insurance company

Life insurance company ratings: Why they matter

When shopping for life insurance, look at a company’s financial strength from multiple rating agencies to assess their ability to pay future claims.

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Asian, african-american and caucasian women in their early 50s laughing.
Choosing a life insurance company

Life insurance coverage for breast cancer survivors

In the past, getting life insurance with certain pre-existing medical conditions was nearly impossible. Today, things have changed.

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Woman on stairs after workout wondering what life insurance rating or classification she might qualify for
Choosing a life insurance company

Life insurance ratings and classifications for policyholders

This article discusses the various industry wide ratings and classifications life insurance companies use to determine your category and premium.

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A Protective Life insurance agent walking a customer through how Protective calculated their insurance needs.
Choosing a life insurance company

Our life insurance needs calculator explained

Predicting your future income and savings needs is not an easy task. When Protective created our life insurance calculator, we looked at government websites, inflation trends and national averages, and then used the best information we could find to set rates and reference points for our calculations. Here's how we did it:

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