Life insurance is about protection
Common uses for life insurance
Term or permanent life insurance?
*As long as required premium payments are timely made.
**Withdrawals and loans will reduce the cash value and death benefit of the policy.
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Universal life insurance
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Whole life insurance
- Lifetime protection with added flexibility
- Guaranteed death benefit
- Tax-deferred cash value growth
- Available policy types offering options for growth based on accumulation objectives and risk tolerance

- Lifetime protection
- Guaranteed death benefit
- Tax-deferred cash value growth at a fixed interest rate
- Sometimes used as a child's gift, taking advantage of their current insurability

Interested in discussing a life insurance policy?
Life insurance trigger events to consider
Resources for you
Getting a life insurance quote with Protective Life is easy!
Let’s get a term life quote
Protective® Classic Choice Term (ICC16-TL21 / TL-21) is a term life insurance policy issued by Protective Life Insurance Company, Birmingham AL. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.
WEB.1344.05.20