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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Policy Types

10 types of life insurance: Which flavor is right for you?

This article outlines the 10 common types of life insurance, from term to voluntary life insurance.

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A senior adult couple holding hands as they walk across a beach in the winter.
Policy Types

3 Ways seniors can pursue cheap life insurance

This article presents three ways senior citizens may find inexpensive life insurance, some without medical exams or underwriting, to help pay for funeral and final expenses.

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A family laying with their newborn considering types of life insurance for children they may purchase.
Policy Types

3 ways to buy life insurance for children

If you have decided that you are interested in purchasing life insurance for your child - and there are lots of reasons that is a good idea - here are three different ways to get that coverage.

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Young family out enjoying the day at a shopping mall.
Policy Types

A look at the unique features of universal life insurance

Universal Life insurance is a permanent life insurance plan that has built-in options and features like payment flexibility, adjustable death benefit, lapse protection and a guaranteed minimum rate.

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Young mother and daughter at home thinking while mother thinks about whether she should buy life insurance for her child.
Policy Types

Advantages of life insurance for children

There are advantages to purchasing permanent life insurance for your children while they are young before major health issues arise.

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Woman working in an office environment while looking at her budget to see if she can afford an umbrella policy.
Policy Types

An umbrella policy can be an additional layer of protection

An added layer of liability protection to help protect you financially in the event of a major auto accident or catastrophic home event is more affordable than you might think.

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A woman discussing life insurance primers on the phone with her financial advisor.
Policy Types

Basics of life insurance explained


With many options to choose from, it's very important to understand the different types of life insurance and tips for selecting coverage. Take some time to research all of the available options so you can make an informed decision.

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