Skip to Content
Multigenerational family talking on couch representing that different stages require different insurance policy types.
Icon of clipboard with checkmark

Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
Latest in
Professional man and woman looking at a tablet, as if reviewing insurance options.
Policy Types

Choosing the best term life insurance for you

Considered one of the most common types of life insurance, you might be able to extend coverage beyond the original life of the term life policy.

Read more
Man in a green sweater in a cafe,looking at his iPad, as if researching life insurance options.
Policy Types

Compare and contrast: Indexed universal life vs. whole life insurance

When you buy permanent* life insurance, you have a few options. Two popular choices are whole life insurance and indexed universal life (IUL).

Read more
Woman in glasses, smiling, doing work at a desk.
Policy Types

Comparing term life insurance policies

Because life insurance companies offer similar term life products, it's important to remember what to research when comparing policies and carriers.

Read more
Concerned woman looking as though she may face uncertainties and may need critical illness or disability insurance.
Policy Types

Critical illness and disability insurance differences

In the event of a serious accident or illness, are you prepared to protect your assets and income? Critical illness and disability insurance offer protection but in different ways. Find out the differences.

Read more
Millennial woman browsing her smartphone on the steps of a building.
Policy Types

How millennials can benefit from paying whole life insurance rates

When you're young it may be tempting to opt for the least expensive life insurance offerings. But when you consider ideas like coverage that can last for a lifetime, you may want to take a closer look.

Read more
Woman looking pensive and reflecting about difficult financial decisions.
Policy Types

How much is life insurance after you get a DUI or DWI?

A DUI or DWI may have an impact on life insurance options. Multiple infractions can be considered behavioral risk factors, making a policy more expensive.

Read more
An older gentleman who smokes but is able to get life insurance.
Policy Types

Life insurance for smokers: What's the cost?

If you are a smoker, having some life insurance is better than having none. This article discusses preferred smoker rates, when you are considered a nonsmoker, and the importance of full disclosure.

Read more