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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Policy Types

How much is life insurance after you get a DUI or DWI?

A DUI or DWI may have an impact on life insurance options. Multiple infractions can be considered behavioral risk factors, making a policy more expensive.

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Senior aged couple laying in a hammock together.
Policy Types

Is burial insurance different from preneed funeral insurance?

This article discusses the basics of burial insurance and preneed funeral insurance, both designed to cover the cost of your funeral or cremation expenses, but there are differences.

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Father and daughter dancing at home, thankful that the father bought child life insurance.
Policy Types

Learn your options for child life insurance at Protective

If you are investigating child life insurance, these articles will help provide information on everything from why it may be a good idea to simple ways to get the coverage you want.

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An older gentleman who smokes but is able to get life insurance.
Policy Types

Life insurance for smokers: What's the cost?

If you are a smoker, having some life insurance is better than having none. This article discusses preferred smoker rates, when you are considered a nonsmoker, and the importance of full disclosure.

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Older couple laughing in kitchen.
Policy Types

Life insurance past the age of 50

If you are over the age of 50, getting life insurance is still possible. As you age, premiums may be higher and your options may be more limited, but don't rule out insurance at a later age.

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Woman in glasses sitting outside looking at her phone with her laptop in her lap.
Policy Types

Life insurance policy options if you leave your employer

If your current place of employment changes, do you know what will happen to your life insurance policy? Find out what options are available to you if you are interested in retaining that policy.

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 Family enjoying a camping trip thanks to their RV asset protection insurance.
Policy Types

Protecting your assets against life's uncertainties


This section is designed to provide information about Asset Protection that will help you understand options and consider how it may meet your needs.

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