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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Concerned woman looking as though she may face uncertainties and may need critical illness or disability insurance.
Policy Types

Critical illness and disability insurance differences

In the event of a serious accident or illness, are you prepared to protect your assets and income? Critical illness and disability insurance offer protection but in different ways. Find out the differences.

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Woman looking pensive and reflecting about difficult financial decisions.
Policy Types

How much is life insurance after you get a DUI or DWI?

A DUI or DWI may have an impact on life insurance options. Multiple infractions can be considered behavioral risk factors, making a policy more expensive.

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Father and daughter dancing at home, thankful that the father bought child life insurance.
Policy Types

Learn your options for child life insurance at Protective

If you are investigating child life insurance, these articles will help provide information on everything from why it may be a good idea to simple ways to get the coverage you want.

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An older gentleman who smokes but is able to get life insurance.
Policy Types

Life insurance for smokers: What's the cost?

If you are a smoker, having some life insurance is better than having none. This article discusses preferred smoker rates, when you are considered a nonsmoker, and the importance of full disclosure.

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Older couple laughing in kitchen.
Policy Types

Life insurance over 50

If you are over the age of 50, getting life insurance is still possible. As you age, premiums for new policies may be higher and your options may be more limited, but don't rule out insurance at a later age.

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Woman in glasses sitting outside looking at her phone with her laptop in her lap.
Policy Types

Life insurance policy options if you leave your employer

If your current place of employment changes, do you know what will happen to your life insurance policy? Find out what options are available to you if you are interested in retaining that policy.

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Family spending quality time together.
Policy Types

Life insurance riders: Taking advantage of policy benefits in your life insurance policy

You can customize your life insurance policy by adding riders or special endorsements to enhance the policy to fit your specific needs. This article discusses a few common policy riders. Please note, Protective may not offer some of these riders.

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