Policy types

How much is life insurance after you get a DUI or DWI?
A DUI or DWI may have an impact on life insurance options. Multiple infractions can be considered behavioral risk factors, making a policy more expensive.

Learn your options for child life insurance at Protective
If you are investigating child life insurance, these articles will help provide information on everything from why it may be a good idea to simple ways to get the coverage you want.

Life insurance for smokers: What's the cost?
If you are a smoker, having some life insurance is better than having none. This article discusses preferred smoker rates, when you are considered a nonsmoker, and the importance of full disclosure.

Life insurance over 50
If you are over the age of 50, getting life insurance is still possible. As you age, premiums for new policies may be higher and your options may be more limited, but don't rule out insurance at a later age.

Life insurance policy options if you leave your employer
If your current place of employment changes, do you know what will happen to your life insurance policy? Find out what options are available to you if you are interested in retaining that policy.

Life insurance riders: Taking advantage of policy benefits in your life insurance policy
You can customize your life insurance policy by adding riders or special endorsements to enhance the policy to fit your specific needs. This article discusses a few common policy riders. Please note, Protective may not offer some of these riders.

Return of premium riders
Some term life insurance policies come with optional policy riders such as the return of premium rider. This article takes a look at what a term life return of premium rider is and how it works.