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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Policy Types

Life insurance riders: Taking advantage of policy benefits in your life insurance policy

You can customize your life insurance policy by adding riders or special endorsements to enhance the policy to fit your specific needs. This article discusses a few common policy riders. Please note, Protective may not offer some of these riders.

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Policy Types

Return of premium riders


Some term life insurance policies come with optional policy riders such as the return of premium rider. This article takes a look at what a term life return of premium rider is and how it works.

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Policy Types

Should a stay-at-home parent have a life insurance policy

This article puts forth considerations for buying a life insurance policy for a stay-at-home parent and how the policy can help cover costs of household responsibilities and fund future expenses.

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Policy Types

Term life insurance: 3 options when your policy is getting ready to expire

Term life insurance has an expiration date so there are things to consider as that date nears and you find yourself still needing life insurance coverage. Some options are covered in this article.

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Policy Types

Types of life insurance

There are cost variations between term and permanent life insurance. This article provides information on costs and policy riders for budgeting.

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Policy Types

Types of life insurance for small business owners

If you're a small business owner, you likely already understand the critical importance of having the right insurance to protect your business.

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Policy Types

Understand the benefits of short-term life insurance coverage

There are certain situations where a short-term life insurance policy may be exactly what you need. While it won't replace a traditional long-term policy, it sometimes can be used as an added layer of coverage.

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