Policy types

What is mortgage life insurance?
There are life insurance options that are designed for home mortgage protection should you or your spouse pass away prematurely or become permanently disabled.

What is return of premium life insurance?
This article discusses the pros and cons of Return of Premium Life Insurance, a type of term insurance that refunds all of your premiums at the end of the policy period if you are still alive.

What is supplemental life insurance?
Protective explains what supplemental life insurance is and how it can be a good way to take advantage of some additional protection for your family.

What is term life insurance used for?
Term life is very popular. If shopping for insurance, do you understand the features of term life or how it differs from other types of insurance? Read on for details.

What is the AD&D life insurance rider and is it right for you?
This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you should consider buying one.

Whole life vs. universal life insurance
Many people can't explain the difference between whole and universal life insurance. We want you to understand, so that you can pick the policy that is right for you.

Why you should consider credit life insurance
Credit life insurance is something you typically consider when you're taking out a loan for large purchases like a car or a home. Different types of this insurance exist to cover various situations. Read on for a discussion of its benefits.