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Need help? Try our find a policy tool.

Answer a few quick questions to understand what type of life insurance works best for you
How long do you need coverage?
Do you want to build cash value (at potentially higher premiums) or keep your premiums low (with potentially less cash value)?
Are you willing to accept higher market risk in exchange for potentially higher cash value in your policy?

Based on your answers, you may need:

check_circleProtective Classic Choice Term

  • 10 to 30 year coverage options
  • Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleProtective Classic Choice Term

  • Lifetime coverage
  • 10 to 30 year coverage options
  • Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleVariable Universal Life

  • Lifetime coverage
  • Cash value
  • Flexible payments

Learn more about Traditional Universal Life
We can help you find a policy that meets your needs for cash accumulation at a specific rate and permanent coverage.

For current rates, call 1-800-733-5433

Based on your answers, you may need:

check_circleIndexed Universal Life

  • Lifetime coverage
  • Cash value
  • Potential cash value growth beyond fixed interest
  • Flexible payments

Learn more about Indexed Universal Life
We can help you understand if an Indexed UL policy is right for your needs.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleTraditional Universal Life

  • Lifetime coverage
  • Cash value
  • Potential cash value growth beyond fixed interest
  • Ability to select from specific funds
  • Flexible payments

Find the right Variable UL policy for you
Protective offers several Variable UL products. Let us help you find a policy that meets your needs.

Call 1-800-733-5433
The essentials of life insurance explained in 2 minutes and 51 seconds video
Life Insurance in 2:51
This brief video describes the basics of life insurance, such as the various types of life insurance, how they differ and the major items you should consider when investigating life insurance.
Determining the Right Amount of Life Insurance
This article points out key questions to consider when trying to determine how much life insurance you need and provides a needs analysis calculator to assist.
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