Find a policy | Protective Life

How long do you need coverage?

Less than 10 Years

Between 10 and 30 Years

My Entire Life

Affordability is my primary concern

I’m interested in a policy that builds cash value

Are you willing to accept higher market risk in exchange for potentially higher cash value in your policy?

Yes, I would accept higher risk

Some risk is okay

No, I want a guaranteed minimum interest rate

Find your match

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Based on your answers, you may need:

check_circleProtective Classic Choice Term

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10 to 30 year coverage options
Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleProtective Classic Choice Term

Start Over

Lifetime coverage
10 to 30 year coverage options
Designed for affordability

Consider Protective® Classic Choice Term:
With a Protective Classic Choice Term life insurance policy, you get the benefits of affordability and level premiums you need today with options for the future.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleVariable Universal Life

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Lifetime coverage
Cash value
Flexible payments

Learn more about Traditional Universal Life
We can help you find a policy that meets your needs for cash accumulation at a specific rate and permanent coverage.

For current rates, call 1-800-733-5433

Based on your answers, you may need:

check_circleIndexed Universal Life

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Lifetime coverage
Cash value
Potential cash value growth beyond fixed interest
Flexible payments

Learn more about Indexed Universal Life
We can help you understand if an Indexed UL policy is right for your needs.

Call 1-800-733-5433

Based on your answers, you may need:

check_circleTraditional Universal Life

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Lifetime coverage
Cash value
Potential cash value growth beyond fixed interest
Ability to select from specific funds
Flexible payments

Find the right Variable UL policy for you
Protective offers several Variable UL products. Let us help you find a policy that meets your needs.

Call 1-800-733-5433

The essentials of life insurance explained in 2 minutes and 51 seconds video

Life Insurance in 2:51

This brief video describes the basics of life insurance, such as the various types of life insurance, how they differ and the major items you should consider when investigating life insurance.

Determining the Right Amount of Life Insurance

This article points out key questions to consider when trying to determine how much life insurance you need and provides a needs analysis calculator to assist.

A couple in their thirties embracing surrounded by trees.