Skip to Content
Couple lovingly embracing overlooking outdoor scenery.
Calculator-icon

Get a free term life insurance quote from Protective

Rates up to 43% less than other life insurance providers*

Select the option that best refers to your health conditions.

I am in superior health.My cholesterol and blood pressure are normal. My parents, my siblings and I have never had any medical conditions.

Overall, I am generally healthy and above average in the population. I take prescription medication for minor medical conditions other than cholesterol and blood pressure. My parents or siblings don't/didn't have any medical conditions.

I am in pretty good health, however I have some minor health issues like high blood pressure or cholesterol. My parents or siblings may have had some history of medical conditions.

My health could be better. My blood pressure or cholesterol levels are high, and I have a history of medical conditions.

See more factors

The information collected in this form by Protective will be used to offer you services that meet your needs and for other business purposes. Please visit our Privacy Policy for more information about our information practices, including information about your privacy choices.
Orange open book icon

Resources for you

The Learning Center can help you on your path to affordable coverage.
Life insurance basics
Why get life insurance?
Learn more
Policy finder
Not sure what you need? Our policy finder can help in 3 easy steps.
Life insurance policy finder
Calculate needs
Take a minute and we'll help you calculate your insurance needs.
Life insurance calculator
Orange checkmark

You’re on your way to protecting your family’s future

1
Calculate needs
2
Get quote
3
Submit application
4
Complete medical exam
5
Application review and acceptance
Customer service representative talking on phone icon

Need help?

To speak with one of our experts, call us at 1-844-733-5433.
Why you can trust Protective Life Insurance Company
Your life insurance policy is a promise to those you love that you’ll continue to protect them financially, even after you’re gone. Protective Life Insurance Company has been providing that peace of mind to people like you for over 100 years. And we continue to earn top financial strength ratings from major rating agencies.

Our financial strength, enduring core values and commitment to our customers are reflected in everything we do and help separate us from other top life insurance companies. Protective is not only our name, it’s our mission. And taking care of our beneficiaries in their time of need is our most essential commitment. We work hard to honor it every day.
A woman hugs a man from behind
* Savings based on premium comparisons with leading national life insurance carrier term products. Premiums were compared between the Protective Classic Choice Term life policy and the competitors’ term products for a 30-year old male with a $100,000 death benefit, select preferred non-tobacco underwriting class and a 10-year initial guaranteed premium period. Rates are effective as of February 22, 2021, vary by carrier and are subject to change without notice. Competitor policies may not be available in all states.

The product quoted is the Protective® Classic Choice Term (ICC16-TL21 / TL-21) a term life insurance policy issued by Protective Life Insurance Company, Nashville, TN. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.

WEB.732975.05.20