Retirement planning
![A senior adult couple meeting with their financial advisor to discuss annuity payment options.](/-/media/project/pli/protective/learn/retirement-planning/_learn_seven-common-annuity-payment-options-you-should-know_other-defualt-57.png?h=200&iar=0&w=400&hash=0A767A3E45FBB1EC66B0920F0EFAA3D8)
Annuity payment options
If you're considering an annuity, here's an outline of some of the different ways you can have it pay out.
![Senior man out biking along a beautiful mountainside background.](/-/media/project/pli/protective/learn/retirement-planning/_learn_should-senior-life-insurance-be-part-of-your-retirement-plan_seniors-defualt-75.png?h=200&iar=0&w=400&hash=F9E4F2E9152135DB1E99020FE74BFA6A)
Should life insurance be a part of your retirement strategy?
Do you still need life insurance once you achieve retirement? The answer depends on your overall financial picture and family circumstances.
![Young woman at work reading about the difference between a pension plan and a 401K.](/-/media/project/pli/protective/learn/retirement-planning/learnunderstandingthedifferencebetweenapensionplananda401kplanbusinessgridofcards3col107.jpg?h=200&iar=0&w=400&hash=518A1C353C5BCC8BBD3EDA875ABF0189)
Pension vs 401(k): what's the difference?
Pension plans, which are funded by your employer, are increasingly being replaced by 401(k) plans, which are employee-funded. Learn how these plans work and what they mean for your retirement.
![Grandparents playing with their granddaughter outside](/-/media/project/pli/protective/_learn_financial-considerations-for-seniors_rollup.png?h=200&iar=0&w=400&hash=8E7FB23F75C598C7B41C68443225E018)
Financial considerations for seniors
Is your financial situation still working for you as your get older? What about for your aging parents or grandparents? Here are three things to keep in mind as you and your loved ones get older.
![Older couple at a table with female financial advisor.](/-/media/project/pli/protective/learn/retirement-planning/_learn_what-is-a-fixed-annuity.png?h=630&iar=0&w=1200&hash=516F478EB6A914685857586B8BC1CA69)
What is a fixed annuity?
Annuities are relatively common as part of some long-term retirement plans, but can be a bit confusing to understand.
![A senior adult couple walking along the beach and laughing because they have planned well for their retirement.](/-/media/project/pli/protective/learn/retirement-planning/_learn_understanding-the-five-essential-types-of-retirement-plans_other-defualt-69.png?h=200&iar=0&w=400&hash=62B3BF846D3E1B8E9E48FBF3FE2D1CA4)
5 essential plans for retirement
Does the mention of retirement leave you confused? Understand what options you have for retirement savings by reading this overview. It can help you determine which plan is right for you.
![Retired couple doing yoga together](/-/media/project/pli/protective/boosting_your_retirement_rollup/boosting_your_retirement_rollup.jpg?h=200&iar=0&w=400&hash=DBA1597FB033E138412B9152B60188C8)
Boosting your retirement planning confidence with annuities
A high-level overview of the types of annuities available and how they can be used for retirement.