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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Life Insurance Basics

Life insurance and long-term disability

There are life insurance policy riders which can be included within a policy that may be able to help in certain events where you become very ill or disabled.

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Life Insurance Basics

Life insurance basics part 2: Life insurance roles

This article discusses the key roles involved in a life insurance policy - the insured, the beneficiary, and the policy owner.

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Life Insurance Basics

Life insurance proceeds

There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.

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Life Insurance Basics

The life insurance application process

This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.

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Life Insurance Basics

Using your life insurance benefits while still alive


Many life insurance policies offer options allowing you to access benefits while living with conditions such as a terminal illness.

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Life Insurance Basics

What to know about guaranteed insurability


Should I consider a guaranteed insurability rider on my life insurance policy?

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Life Insurance Basics

What you need to know about insurable interest


In order to purchase a life insurance policy on another person, a beneficiary-owner (a person, trust, or business) has to prove an insurable interest or financial dependency in the insured person.

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