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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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 Two daughters and father browsing tablet while father worries he can’t get life insurance with a pre-existing condition
Life Insurance Basics

Considerations for finding affordable life insurance with a pre-existing condition


If you have a pre-existing condition and want to purchase life insurance, you may still be able to obtain coverage.

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Life insurance agent working with african-american woman to determine if a fast, no exam insurance policy is her best option
Life Insurance Basics

Fast, no exam life insurance - does it exist?


Purchasing a life insurance policy can take a long time between quote and underwriting. But there are products that streamline the process.

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Life Insurance Basics

Frequently asked questions about life insurance

The questions and answers in this article are designed to help you with some of the basic questions asked by many people when trying to understand life insurance.

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Young man at work and browsing his smartphone trying to understand what will happen with his life insurance exam.
Life Insurance Basics

Get a better understanding of your medical exam

Some life insurance plans require a medical exam when you apply. This article explains what to expect with your exam and what comes next.

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Life Insurance Basics

How long does life insurance take to pay out?

Life insurance companies work hard to ensure your benefits are paid in a quick and timely matter.

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Man on phone by window wondering whether someone could purchase life insurance on him without his knowledge.
Life Insurance Basics

Insurable interest is a safeguard against fraud

Safeguards like insurable interest are designed to prevent the purchase of a life insurance policy on the life of someone with no relation or connection to the buyer.

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A group of young adults smiling while discussing information about life insurance.
Life Insurance Basics

Know what these terms mean before applying for any type of life insurance coverage


Insurance policy language can be a bit challenging, but it's important to understand a few policy definitions. Learn these terms and be prepared to begin the policy application process.

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