Important facts about life insurance
Frequently asked questions about life insurance
The questions and answers in this article are designed to help you with some of the basic questions asked by many people when trying to understand life insurance.
Get a better understanding of your medical exam
Some life insurance plans require a medical exam when you apply. This article explains what to expect with your exam and what comes next.
How quickly are life insurance claims paid?
Life insurance companies work hard to ensure your benefits are paid in a quick and timely matter.
Insurable interest is a safeguard against fraud
It’s possible -- but not likely -- for a life insurance policy to be purchased on you without you knowing due to safeguards like insurable interest.
Know what these terms mean before applying for any type of life insurance coverage
Insurance policy language can be a bit challenging, but it's important to understand a few policy definitions. Learn these terms and be prepared to begin the policy application process.
Life insurance and long-term disability
There are life insurance policy riders which can be included within a policy that may be able to help in certain events where you become very ill or disabled.
Life insurance proceeds
There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.