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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Woman looking pensive and wondering why her life insurance claim was denied.
Life Insurance Basics

Life insurance claim denied?

Many factors determine whether or not your life insurance claim is accepted, but here are 3 common reasons why your claim could be denied.

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Family with grown children eating healthy lunch at their kitchen table.
Life Insurance Basics

Adding a child term rider on your life insurance policy

This article covers the benefits and drawbacks of getting life insurance coverage for your child by adding a child term rider on your life insurance policy.

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Young family with two children at lake having fun
Life Insurance Basics

Advantages and disadvantages of health insurance

With medical costs soaring, the need for private health insurance in this day and age is a financial reality for many.

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A man discussing the options of tapping into his permanent life insurance policy with his financial advisor.
Life Insurance Basics

Can you cash out a life insurance policy?

You can take out a loan against the cash value of your permanent life insurance policy, but there are important things you need to know, like loan repayment, before doing so.

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 Successful family in park exploring whether they now need multiple life insurance policies
Life Insurance Basics

Can you have multiple life insurance policies?

Your needs may grow and change with life, leaving you with the need for more life insurance to protect your loved ones.

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Mother, father and daughter laughing together at home.
Life Insurance Basics

Common life insurance questions for different stages in life


As you travel through various stages of life, your needs change. These changes can ultimately affect your life insurance needs. Review your current stage and ensure you have the right coverage in place.

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Young woman speaking with a life insurance agent over the phone to discuss her life insurance coverage options.
Life Insurance Basics

Considerations for buying life insurance: What first time life insurance shoppers need to know

Shopping for life insurance can become an overwhelming task. The good news is once you have mastered a few basics and follow a few considerations, the process becomes much less complicated. Read on to learn about 5 considerations for buying life insurance, especially if it's your first time.

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