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Policy types

Before you start shopping for life insurance, read this section to get to know the unique features and benefits that come with each type of policy 
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Policy Types

What are the benefits of a whole life policy?

For those who need a long-term, permanent type of coverage, whole life may be a good option. Read this article to learn more about some of the major benefits of whole life, such as the cash value element.

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Policy Types

What is mortgage life insurance?

There are life insurance options that are designed for home mortgage protection should you or your spouse pass away prematurely or become permanently disabled.

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Policy Types

What is return of premium life insurance?

This article discusses the pros and cons of Return of Premium Insurance, a type of term insurance that refunds all of your premiums at the end of the policy period if you are still alive.

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Policy Types

What is supplemental life insurance?

Protective explains what employee supplemental life insurance is and how it can be a good way to take advantage of additional protection for your family.

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Policy Types

What is term life insurance used for?

Term life is very popular. If shopping for insurance, do you understand the features of term life or how it differs from other types of insurance? Read on for details.

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Policy Types

What is the AD&D life insurance rider and is it right for you?

This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you might consider buying one.

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Policy Types

Whole life vs. universal life insurance

Many people can't explain the difference between whole and universal life insurance. We want you to understand, so that you can pick the policy that is right for you.

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