• Fixed Annuities

  • Fixed annuities for a more comfortable retirement

    Fixed annuities from Protective earn a guaranteed interest rate for a set period of time and can be structured to provide a stream of retirement income for a lifetime.

  • Get a retirement annuity with Protective Life

    Protective offers a variety of fixed annuities with different options to choose from based on your retirement needs. To learn more about available annuity options, call 1-800-833-8991.

  • Benefits of a fixed annuity

  • Low Risk

    Low Risk

    Fixed annuities offer protection for your principal, and they allow you to earn a set interest rate based on the options you select.

  • Guaranteed Growth

    Guaranteed Growth

    Fixed annuities pay a specific rate of interest for a selected amount of time - and you won’t pay taxes on the interest until you withdraw the money.

  • Lifetime Income

    Lifetime Income

    Fixed annuities offer flexible payout options, including a set number of payments or guaranteed payments for life.

  • Surrender Charge Waivers

    Surrender Charge Waivers

    Fixed annuities often have options to waive surrender charges for terminal illness, unemployment or admission to a nursing home, depending on the contract.

  • Multiple Payment Options

    Multiple Payment Options

    You can buy a fixed annuity with multiple payments over time or in one lump sum based on your needs.

  • Why choose Protective Life for your fixed annuities?

    When you purchase an annuity for retirement, you begin a long-term relationship with a life insurance company. You want to be sure that company has the experience, character and strength to serve you now and in the future. You want to be confident that company will back its promises for the long term. Protective Life’s commitment to help you protect tomorrow is backed by more than 100 years of serving customers like you, as well as our financial strength and stability.

  • How fixed annuities work

  • Fixed Annuities Flow Chart Fixed Annuities Flow Chart Mobile
  • See if a fixed annuity may be the right option for you

    If you want to guarantee retirement income while protecting your investment, a fixed annuity may be right for you.

    • Money grows tax-deferred similar to an IRA or 401(k).
    • You can fund a fixed annuity in a single payment.

    Fixed annuities work best if you can wait until age 59 ½ to withdraw* the money. Otherwise you’ll incur a 10 percent early withdrawal penalty, income tax and surrender charges - if those apply.

  • Get a retirement annuity with Protective Life

    Protective Life offers a wide variety of annuities to meet your needs. To learn more about available annuity options, call 1-800-833-8991. For more information on annuities, visit our learning center.

  • The Learning Center can help you get smart about retirement annuity options

  • 3 tips for selecting an annuity

    Choosing an annuity is easier when you know what to look for.
    Read More.

  • 7 annuity payment options

    Make sure you understand how you can fund an annuity.
    Read More.