Skip to Content
Couple discussing finances with advisor
Orange document with seal

Protective Variable Annuity II B Series

For clients seeking asset growth with options for income and legacy protection

Investment and income flexibility. Competitive pricing.

The Protective Variable Annuity II B Series can help you customize a financial plan to meet your clients’ unique retirement needs, including tax-deferred growth, investment diversification, dollar cost averaging strategies, a death benefit and lifetime retirement income.
Competitively priced
Protective’s Variable Annuity II B Series offers a simple, client-friendly design, with competitively-priced fees and options for protected lifetime income in retirement, if needed.
Death benefit options
This product provides access to one standard and two enhanced death benefit options for legacy protection.
Multiple investment choices
This product offers a variety of quality investment options from leading fund managers with three asset allocation approaches so clients can build a diversified variable annuity portfolio.
Icon of white question mark in solid orange circle

Why Protective Variable Annuity II B Series?

Find out how this customizable solution meets a variety of retirement needs.
Optional protected lifetime income
The Protective Variable Annuity II B Series features optional protected lifetime income benefits for an additional cost, which are designed to create guaranteed lifetime income.
Investment programs
Choose from a variety of quality investment options as well as a selection of investment programs, including model portfolios, dollar cost averaging and portfolio rebalancing.
Loyalty bonus
At no additional charge, Protective Life will reward long-term savings by increasing the contract value by 2% if annuity payments are taken after the 10th contract anniversary. To qualify, the annuity must be structured for life with a certain period for 10 years or more.

Identifying the right client for this product

Protective Variable Annuity II B Series is designed for clients who:

  • Need retirement income now or later
  • Desire upside potential and protected income 
  • Want to protect loved ones prior to starting annuity income payments
Older couple sitting on rock near pond
Orange shield with checkmark icon

Ready to work with us?

The first step in doing business with Protective is getting appointed. Learn about our simple process to get you started.

For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Policy form numbers, product availability and product features may vary by state. Flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-P-2006 (PLICO) and VDA-A-2006 (PLAICO).

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protective lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectuses for a variable annuity and its underlying investment options. Investors should read the prospectuses carefully before investing. Prospectuses may be obtained by contacting PLICO or PLAICO at 1-800-456-6330.