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Protective Variable Annuity NY II B Series

For clients in New York who are seeking asset growth with options for income protection and legacy protection

Protecting retirement with variable annuities

The Protective Variable Annuity NY II B Series can help you customize a financial plan to meet your New York clients’ unique retirement needs, including tax-deferred growth, investment diversification, dollar cost averaging strategies, a death benefit and lifetime retirement income.
Competitively priced
Protective’s Variable Annuity II B Series offers a simple, client-friendly design, with competitively-priced fees and options for protected lifetime income in retirement, if needed.
Death benefit options
This product provides access to one standard and two enhanced death benefit options for legacy protection.
Multiple investment choices
This product offers a variety of quality investment options from leading fund managers with three asset allocation approaches so clients can build a diversified variable annuity portfolio.
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Why Protective Variable Annuity NY II B Series?

Find out how this customizable solution meets a variety of retirement needs for your New York clients.
Optional protected lifetime income
The Protective Variable Annuity II B Series features optional protected lifetime income benefits for an additional cost, which are designed to create guaranteed lifetime income.
Investment programs
Choose from a variety of quality investment options as well as a selection of investment programs, including model portfolios, dollar cost averaging and portfolio rebalancing.
Loyalty bonus
Protective Life will reward long-term savings by increasing the contract value by 2% if annuity payments are taken after the 10th contract anniversary. To qualify, the annuity must be structured for life with a certain period for 10 years or more.
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Identifying the right client for this product

Protective Variable Annuity NY II B Series is designed for clients who:

  • Need retirement income now or later
  • Desire upside potential and protected income
  • Want to protect loved ones prior to starting annuity income payments


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For Financial Professional and Plan Sponsor Use Only. Not for Use With Consumers.

This information should be used in conjunction with the profile for the Protective Life variable annuity being considered, which contains additional information on the specific variable annuity and its benefits and features. For more complete information regarding Protective Life variable annuities and optional benefits, please consult the product prospectus.

Variable annuities are long-term investments intended for retirement planning and involve market risk and the possible loss of principal. Investments in variable annuities are subject to fees and charges from the insurance company and the investment managers.

Variable annuities in New York are issued by Protective Life & Annuity Insurance Company (PLAIC) (Birmingham, AL); securities offered by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLAIC, its affiliate. Both companies are located in Birmingham, Alabama. Product guarantees are backed by the financial strength and claims-paying ability of PLAIC.

Policy form numbers, product availability and product features may vary by state. Flexible premium deferred variable and fixed annuity contracts issued under policy form series VDA-A-2006.

Investors should carefully consider the investment objectives, risks, charges and expenses of a variable annuity, any optional protected lifetime income benefit and the underlying investment options before investing. This and other information is contained in the prospectus for a variable annuity and its underlying investment options. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by calling PLAICO at 888.340.3428.