• Financial Professionals Embrace life.
  • Life Insurance

    The Protective family of companies offers a variety of innovative, value-added, competitively-priced life insurance products designed to help individuals and families secure their futures. We build enduring relationships with each client, using our customizableinsurance solutions to respond to their unique needs through every stage of life.

    Backed by flexible premium options, lifetime guarantees, attractive supplemental benefits and exemplary customer service, our broad portfolio of life insurance products can play a vital role in family income protection, wealth preservation and estate planning. Our proven products can also help you increase sales and enhance customer satisfaction, now and in the future.

    Our customizable fixed-term solutions offer clients an affordable alternative to permanent life insurance options.


    • Provide pure death benefit protection for a specific period of time
    • Increased personal choice
    • Affordable initial-level premiums
    • Comprehensive coverage, with variety of option benefits and riders

    We provide a variety of affordable, flexible and innovative Universal Life Insurance options to meet each client’s unique long-term needs.


    • Potential for cash-value accumulation
    • Access to policy value
    • Flexible premiums
    • Adjustable death benefit
    • Lapse protection available
    • Optional endorsements and riders available

    Also commonly referred to as Joint Survivorship or Second-to-Die life insurance, this policy option can be an effective tool in meeting your clients’ estate planning needs.


    • Insures the lives of two people, typically a husband and wife
    • Insures the lives of two people, typically a husband and wife
    • May be more affordable than purchasing two separate policies

    Our innovative, comprehensive Whole Life Insurance products offer permanent protection for your clients’ long-term insurance and financial goals.


    • Single-premium product available
    • Ideal for wealth preservation and asset accumulation
    • Provides access to policy value
    • Non-participating products may be available for conversions
    • Offers tax-deferred cash value growth

    We offer this unique, flexible tool specifically for clients looking to plan for and protect long-term financial needs, such as wealth transfer and estate considerations.


    • Combines death benefit protection with long-term investment potential
    • 50+ investment options from some of the world’s foremost and respected fund companies
    • Model portfolios designed by the experts
    • Optional lapse protection and long-term care riders
     

    Our unique, customizable Variable Universal Life insurance solutions combine comprehensive lifetime coverage with long-term investment potential.


    • Valuable tool for both personal and business use
    • 50+ investment options from some of the world’s foremost and respected fund companies
    • Model portfolios designed by the experts
    • Lapse protection available
    • Variety of optional supplemental benefits and riders available