Wills and estate planning

What is a life insurance trust or ILIT trust?
Life insurance is one of the most important long-term financial planning tools you can consider.

Social Security widows benefits
Social Security can be a significant source of retirement income for many Americans and is calculated from what they earn when they are still working.

3 ways to utilize your life insurance policy for terminal illness
If you or someone you love is facing a terminal illness or serious disability, the following are three things you may be able to do with your life insurance policy.

Choosing a life insurance beneficiary
You have options when choosing a beneficiary for your life insurance benefit - an individual or entity - as long as there is an insurable interest.

Donating to charity in your last will and testament
There are three ways to give to charity when you die: a fixed sum, a named item or a percentage of assets after beneficiaries have been taken care of.

Estate planning basics: The importance of updating your beneficiaries
It is important to keep beneficiary designations updated. A variety of life changes may impact who you need to have as your beneficiary.

Finding a life insurance policy after death
Even if your loved one didn’t leave their documents in order, you can begin tracking policies with information in this article.