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Marriage and Money

The gift of life insurance

It may not be romantic, but show your love by purchasing a life insurance policy to protect loved ones in the future. Buying a policy now can help your family have a more financially secure future.

According to the 2016 Insurance Barometer Study, 35% wish their spouse or partner had life insurance. And when you think about it, these findings shouldn't be all that surprising. In fact, life insurance can be a great way to show the people you care about the most, just how much you love them. 

Life insurance is designed to provide financial protection for your loved ones in the event you were to pass away unexpectedly. But what could this really mean for your family? For starters, it could mean that they can continue to live in their home where years of memories have been made, that a stay-at-home parent might not be forced to go to work, that a surviving spouse may not have to take a second job just to make ends meet, and that a child's dream of a college education may be realized. That's the love and financial security that a life insurance policy can bring.

Now, we're not trying to be naysayers when it comes to showing your love with flowers, candy, or a romantic dinner out, but these things are only temporary. By the end of next week flowers will have begun to fade, the chocolates will be gone, and that long anticipated night on the town will be a distant memory. Instead, a better idea might be to combine both. For example, that incredible box of chocolates could come with the promise of a more financially secure future, along with the assurance that dreams can still come true - no matter what may happen.

Not romantic? You might be surprised at how well received the gift of life insurance can be. But given the fact that it can take some time to decide what type of policy you want, how much life insurance you need (or to discuss together as a couple), and to complete the application process, it may not be possible to actually “give” a life insurance policy on Valentine's Day. But don't let that stop you. In fact, why not let the “month of love” be the catalyst for getting the conversation started about securing a life insurance policy.



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All Learning Center articles are general summaries that can be used when considering your financial future at various life stages. The information presented is for educational purposes and is meant to supplement other information specific to your situation. It is not intended as investment advice and does not necessarily represent the opinion of Protective Life or its subsidiaries.

Learning Center articles may describe services and financial products not offered by Protective Life or its subsidiaries. Descriptions of financial products contained in Learning Center articles are not intended to represent those offered by Protective Life or its subsidiaries.

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